First of all, answer directly.
In fact, the vehicle registration certificate of the loan car (commonly known as "green book") will be mortgaged directly at the car loan handling bank (auto consumption finance company), and you can call the customer service staff directly.
Second, the specific analysis
You can rest assured that as long as you pay off the loan on time, you can go to the handling bank (auto consumption finance company) to handle the loan settlement procedures, issue the loan settlement certificate and get back the mortgage vehicle registration certificate.
Then take personal ID card, loan settlement certificate, vehicle registration certificate, vehicle driving license, driver's license and other materials to the local vehicle management office to cancel the vehicle mortgage registration. At this time, the car is truly owned.
It should be noted that after the car loan is paid off, some banks (auto consumer finance companies) will directly mail the vehicle registration certificate and loan settlement certificate to the, instead of taking the initiative to go to the outlets to collect them.
Usually it will be received within a week or two. If you can't get the vehicle registration certificate, you can take the initiative to contact the bank (auto consumption finance company) for consultation and ask for the vehicle registration certificate.
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Third, is there a green paper on loan to buy a car?
There is a green paper on loan to buy a car.
The green car is a motor vehicle registration certificate. The user can obtain the motor vehicle registration certificate by borrowing money or purchasing in full. Motor vehicle registration certificate is the legal proof of vehicle ownership.
When a user borrows money to buy a car, the motor vehicle registration certificate needs to be mortgaged, and the words mortgage will appear on the registration certificate.
As for paying off the car loan, users also need to go through the mortgage cancellation procedures in time.
You don't need to carry a green car book with you. When you transfer the vehicle, you need to show your motor vehicle registration certificate.
Second, buy a car by stages. Who should I give the Green Paper to?
~ Staging Mall: Chengyigou
I'm telling you, it's usually held by the owner ~
Third, who has a big ledger of mortgage cars?
Usually in the hands of lending institutions, the Green Paper refers to the motor vehicle registration certificate, and the loan to buy a car requires a mortgage. Therefore, there are usually two situations for this Green Paper in lending institutions:
1. If you apply for an auto financing loan, Green Ben will mortgage it in an auto financing company.
2, the application is a bank car loan, and the Green Paper is mortgaged in the loan bank.
4. Who has a green copy of the loan to buy a car?
Usually in a lending institution. If you apply for an auto financing loan, Green will mortgage it in an auto financing company. This application is for the office. After the car loan is settled, you have to go through the formalities of mortgage cancellation and get a green copy of the car. Of course, if the loan is not settled, you can get it back until the user settles the loan.
1. One thing now is to get your motor vehicle registration back from the lending institution.
2. The next step is to get the motor vehicle registration certificate and the loan settlement certificate, that is, go to the vehicle management office to cancel the car mortgage registration.
3. The last step is to change the first beneficiary of auto insurance. Previously, limited by the conditions set by lending institutions, the first beneficiary who bought auto insurance sometimes did not forget himself after all the car loans were settled.
After the loan is paid off:
(1) Motor vehicle owners and mortgagees
(2) If the agent is an agent, the identity certificate of the agent (if the agent is a unit, the original identity certificate of the agent is also required) and the written authorization of the motor vehicle owner;
(4) If the people mediate, make a ruling or decide to cancel the mortgage, they shall also submit the effective mediation, ruling or judgment issued by the people and the corresponding notice of assistance in execution;
(five) the mortgagee's cancellation certificate (which can be issued by the industrial and commercial department).
In this way, the registered lending institution no longer owns the vehicle, but belongs to the owner.
Failing to register mortgage/mortgage cancellation:
(1) The certificates and vouchers submitted by the motor vehicle owner are invalid;
(two) except that the motor vehicle has reached the compulsory registration prescribed by the state;
(three) the motor vehicle is sealed up or detained by the people, the people's procuratorate and the administrative law enforcement department according to law;
(4) The motor vehicle is stolen or robbed;
(five) the motor vehicle under customs supervision has not been released from customs supervision or transferred without customs approval;
(6) Other circumstances that do not conform to the provisions of laws and administrative regulations.