Can the car loan financial service fee be refunded? Come and see!

; ? Since the Xi 'an female car owner incident, many people have questioned the financial service fee to be paid for buying a car. Obviously, these should be negotiated by 4S shopping malls and financial institutions or banks. Why do consumers have to pay the bill in the end? Besides, why do 4S stores have to apply for a mortgage loan to enjoy a discount instead of the full amount? Is it just to charge this fee in disguise? Then can the financial service fee for buying a car with a loan be refunded? I'll tell you now.

1. Can the car loan financial service fee be refunded?

Now, the word financial service fee has made the sales of 4S stores shy away. The news is that all people who buy cars in Shaanxi 4S shop can refund the financial service fee, no matter how long it takes. I don't know anywhere else, but I can only confirm that there will be no more charges, and I don't mean to return the previous one. If you want to recover the money, you can consult the local hotline 12 135 first.

Second, should financial services be charged?

Although the automobile industry has tacitly cancelled this name now, should this fee be charged? The answer is no, it doesn't exist in principle. Just because the profit of the automobile industry is relatively transparent now, people can check the price of bare cars before buying a car in official website, so they came up with this stunt under the condition of thin profit. This is why the sales staff of 4S stores especially like to persuade consumers to buy by mortgage, instead of buying in full.

Having said that, I hope you can be more careful in the future, and you should ask every sum clearly, and don't just be fooled again by changing your name.