Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it!
Shenzhen critical illness insurance mainly covers two aspects:
First, the out-of-pocket portion within the scope of the medical insurance catalogue during the hospitalization period of the insured person accumulated more than 6.5438+0 million yuan, and 70% of the excess portion was paid by the serious illness commercial insurance fund. For example, an insured person needs to pay 500,000 yuan for medical expenses after suffering from a serious illness, including 400,000 yuan for medical insurance reimbursement, 90,000 yuan for the remaining 6,543,800 yuan after deducting 6,543,800 yuan, and 63,000 yuan for critical illness insurance reimbursement.
Second, the insured suffers from serious illness and uses drugs within the scope of the self-funded drug list. The commercial insurance fund for serious illness will reimburse 70%, and the maximum annual reimbursement amount will not exceed 1.5 million yuan.
If you want to know whether you have bought critical illness insurance, you can click Personal Query in official website, Human Resources and Social Security Bureau, enter personal information and view relevant information.
Consulting insurance can choose Mint Insurance, and the sales consultant certified by Mint Insurance Platform must have the qualifications of CBRC and CIRC at the same time, bachelor degree or above, and at least 1 year insurance experience. At present, more than 90% of the consultants have obtained industry qualifications such as Million Round Table Honor (MDRT) and Financial Planner (AFP/CFP), with an average of 500+ family insurance planning consulting experience.