Brief introduction of loan contract model of guarantee company

Model loan contract guaranteed by individual borrowing companies

Party A: Lender _ _ _ _ _ _ _

Party B: Borrower _ _ _ _ _ _ _

Party C: the guarantor _ _ _ _ _ _ _

Party A, Party B and Party C have reached the following agreement through friendly negotiation.

I. Loan amount

Party B borrows RMB _ _ _ _ _ from Party A (the same below).

Party A shall directly remit to the following designated account of Party B by bank transfer on the effective date of this Contract.

Bank name: _ _ _ _ _ _ _

Bank account: _ _ _ _ _ _ _ _

Bank account number: _ _ _ _ _ _ _

Second, the loan term.

The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Third, loan interest.

Every month 1 day, Party B shall pay the loan interest to Party A at _ _ _% of the loan amount. The interest shall be directly transferred by Party B to the account designated by the bank below Party A through bank transfer.

Bank name: _ _ _ _ _ _ _

Bank account: _ _ _ _ _ _ _ _

Bank account number: _ _ _ _ _ _ _

Fourth, loan guarantee.

After negotiation among the three parties, it is agreed to choose the following guarantee method.

4. 1 Party C provides joint guarantee for Party B to borrow from Party A. The warranty period is two years. The scope of guarantee includes loan principal, interest, penalty interest, etc.

4.2 Party C provides mortgage or pledge guarantee for Party B to borrow from Party A with its own property. The scope of mortgage or pledge guarantee includes loan principal, interest and penalty interest.

Verb (abbreviation of verb) Rights and obligations of Party A, Party B and Party C.

5. 1 Party A shall pay the loan principal to Party B on the effective date of this contract;

5. Party A has the right to charge interest to Party B. ..

5.3 Party B shall repay Party A's loan on time;

5.4 Party B shall pay interest to Party A on time;

5. Party B guarantees that the loan will be used as capital;

5.6. Party C shall provide guarantee for the loan under this agreement as agreed in this agreement.

Liability for breach of contract of intransitive verbs

6. 1 If Party A fails to provide the loan to Party B on the due date, Party A shall pay Party B ten thousandths of the liquidated damages on a daily basis; In case the delay is 10 day, Party B has the right to terminate this contract, and has the right to demand Party A to pay a penalty of 20 ‰ per day to compensate for the losses.

6.2 If Party B fails to repay the loan principal due, Party A has the right to require Party B to pay liquidated damages to Party A at one ten thousandth of the principal every day. If the overdue period is more than ten days, Party A has the right to terminate this contract and require Party B to pay Party A a liquidated damages of two thousandths of the principal every day to compensate for the losses;

6.3 If Party B fails to pay the interest on schedule, Party A has the right to require Party B to pay Party A liquidated damages at the rate of one ten thousandth of the principal every day. If the overdue period is more than ten days, Party A has the right to terminate this contract and require Party B to pay Party A a liquidated damages of two thousandths of the principal every day to compensate for the losses;

6. If Party B violates the purpose of the loan or illegally uses the loan, Party A has the right to terminate this contract immediately and demand Party B to compensate for the losses.

Seven. Dispute mediation

Any dispute arising from this contract shall be settled by both parties through consultation. If negotiation fails, it shall be submitted to the Arbitration Commission for arbitration.

Eight. others

This contract is made in duplicate, one for each party, with the same legal effect.

This contract shall come into effect as of the date of signature or seal by both parties.

Party A: _ _ _ _ _ _ _ _ _ _ _

Party B: _ _ _ _ _ _ _ _ _ _ _

Party C: _ _ _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Model loan contract guaranteed by the company (official version)

Borrower: _ _ _ _ _ _ _

Lender: _ _ _ _ _ _ _

After full consultation between the Lender and the Borrower, the Contract is signed and abided by both parties.

1. Since _ _ _ _ _ _ _ _, the loan and repayment plan is as follows:

1, installment loan plan: _ _ _ _ _ _ _ _ _ loan plan: _ _ _ _ _ _ loan plan: _ _ _ _ _ _ _ \

2. Date of installment repayment plan: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

3. Amount (in words): _ _ _ _ _ _ _ _ _ _ _ _ _.

4. Interest rate:

____________________________________。

Step 5 use:

____________________________________。

6. Date:

____________________________________。

7. Person in charge:

____________________________________。

II. Liabilities of Lenders

The lender shall provide loans to the borrower on time and in quantity, otherwise, it shall pay the borrower liquidated damages according to the amount of default and the number of days of extension. The amount of liquidated damages is the same as the penalty interest of overdue loans, namely _ _ _ _ _ _ _%.

Third, the loan interest rate.

The loan interest rate is calculated according to the current bank loan interest rate. If there is any adjustment, it shall be calculated according to the adjusted new interest rate and interest calculation method.

Four, the borrower shall use the loan in accordance with the contract, and shall not transfer the purpose. Otherwise, the lender has the right to stop issuing new loans until the loans already issued are recovered.

Verb (abbreviation for verb) borrower's debt

If the borrower fails to use the money at the prescribed time and amount, it shall pay the lender liquidated damages. The liquidated damages shall be calculated according to the loan amount and days and _ _ _ _% of the loan interest rate.

Six, the borrower guarantees to repay the loan principal and interest within the time limit stipulated in the loan contract. If extension is required, the borrower shall apply for extension at least 3 days before the loan expires, and go through the extension formalities with the consent of the lender. But the longest period shall not exceed half of the original period. Default interest will be charged for overdue loans that the lender has not agreed to postpone or has not gone through the extension procedures.

Seven. loan on mortgage/security

The borrower uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

8. 1 After the loan expires, if the borrower fails to repay the loan, the lender has the right to dispose of the materials and property mortgaged by the borrower according to legal procedures to repay the loan principal and interest.

Nine. This contract shall take effect on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

X this contract shall have legal effect from the date of signature by both parties.

Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _

Person in charge: (seal) _ _ _ _ _ _

Tel: _ _ _ _ _ _

ID number: _ _ _ _ _ _ _

Address: _ _ _ _ _ _

Lender: _ _ _ _ _ _ _ _ _ _ _ _

Person in charge: (seal) _ _ _ _ _ _

Tel: _ _ _ _ _ _

ID number: _ _ _ _ _ _ _

Address: _ _ _ _ _ _

Notary Public: _ _ _ _ _ _ _ _ _ _ _ _

Notarial organ: (seal) _ _ _ _ _ _ _ _ _

Notary: (Seal) _ _ _ _ _ _ _

Tel: _ _ _ _ _ _

ID number: _ _ _ _ _ _ _

Model secured loan contract

Party A (Borrower): _ _ _ _ _ _ _

Party B (Lender): _ _ _ _ _ _ _ _ _ _ _

Co-guarantor: _ _ _ _ _ _ _

According to the Civil Code of People's Republic of China (PRC) and relevant national laws and regulations, both parties reached the following contract terms on loan-related matters through friendly negotiation on the basis of equality and voluntariness.

The first specific agreement:

(1) Party B lends Party A RMB (in words) _ _ _ _ _ _ _ yuan only, that is, ¥.

(2) The purpose of Party A's loan is _ _ _ _ _, and Party B has the right to supervise the use of Party A's loan.

(3) The loan term of Party A is _ _ _ months, starting from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

(4) The monthly interest rate of the loan under this contract is _ _ ‰, and the total interest is _ _ _ _ _ _ yuan only, that is, RMB yuan only.

(V) On the maturity date of the loan, Party A shall repay all the loan principal and interest in one lump sum. If the principal and interest of the loan cannot be repaid in full and on time, or there is a liability for breach of contract (see Article 3: Liability for breach of contract), the borrower shall pay the lender a penalty of RMB (in words) _ _ _ _ _, that is, RMB _ _ _ _.

(VI) The guarantee method of the loan under this contract is joint and several liability guarantee (see the guarantee clause in Article 2).

(VII) This contract is also the legal evidence for the borrower to receive the loan.

(VIII) Party B may transfer the creditor's rights to others without notifying Party A, and Party A shall not interfere.

(IX) This contract shall come into effect as of the date of signing, in duplicate, with each party holding one copy.

Article 2 Warranty clause:

(1) The guarantee mode of this contract is joint and several liability guarantee. If there are multiple guarantors under this Contract, each guarantor shall be jointly and severally liable to the creditor (lender). The Guarantor voluntarily provides guarantee for this loan, and voluntarily provides joint repayment liability guarantee for this loan with present and future private property and all income.

(II) Occurrence of guarantee liability: If Party A fails to pay off to Party B on the agreed repayment date, Party B has the right to ask the guarantor to perform the guarantee liability, and Party B asks the guarantor to perform the guarantee liability, and the guarantor shall not defend or refuse for any reason, and unconditionally bear legal and economic responsibilities.

(III) Guarantor's confirmation: I agree to undertake joint and several liability guarantee to the Lender for the above-mentioned debts of the Borrower. The guarantee period is from the date when the IOU is issued to two years after the loan repayment period expires, and the scope of guarantee covers all loan principal and interest, liquidated damages, compensation, and expenses incurred by the lender to realize the creditor's rights (including but not limited to legal fees, arbitration fees, notary fees, attorney fees, execution fees, property preservation fees, travel expenses, evaluation fees, auction fees, etc.). ). The validity of this confirmation clause is independent of IOUs, and the invalidity of IOUs does not affect the legal validity of this confirmation clause.

(4) During the loan period, when the guarantor is declared bankrupt, legally revoked, dissolved or insolvent, the guarantor shall promptly notify Party B, and Party A shall provide a new guarantee.

(v) All the obligations of the Guarantor under this Contract are continuous and fully binding on its legal successors.

Article 3 Liability for breach of contract

(a) one of the following circumstances constitutes a breach of contract:

1. Party A changes the purpose of the loan.

2. Party A violates the agreement in this Contract and fails to repay the loan principal and interest within the agreed period or amount.

3. The certificates, materials and other documents provided by Party A are false and illegal.

4. After Party A dies, is declared dead, is declared missing or loses capacity for civil conduct, there is no heir, legatee, property custodian or guardian, or his successor, legatee, property custodian or guardian refuses to perform this Contract.

5. The guarantor violates the guarantee clauses of this contract or loses the guarantee ability. Party A fails to provide the guarantee that meets the requirements of Party B. ..

6. Other behaviors that Party A or the guarantor may affect the repayment of the loan to Party B. ..

(II) In case of breach of contract, Party B has the right to take one or more of the following measures:

1. Require Party A to immediately repay all the loans and collect the liquidated damages as agreed in this contract.

2. Require the guarantor of joint and several liability to perform the guarantee liability immediately.

3. Measures permitted by other laws.

Resolution on Article 4

Disputes arising from the performance of this contract shall be settled through friendly negotiation between both parties or mediation by a third party. If negotiation or mediation fails, the parties agree to settle the dispute through consultation with the people in the place where the contract is signed.

Lender (signature): _ _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Borrower (signature): _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Guarantor (signature): _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ ID number: _

Address: _ _ _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The place of signing this contract is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Date of signing the contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ \

This is the end of the introduction of the model loan contract for guarantee companies. I wonder if you found the information you need from it?