I. Understanding the providers of measurement services
Government departments, social insurance institutions or professional financial planning institutions can provide pension calculation services free of charge. These institutions usually have rich experience and professional knowledge, and can reasonably predict the economic situation after retirement according to personal working years, payment records, income levels and other factors.
Second, provide necessary personal information.
In order to obtain accurate measurement results, individuals need to provide necessary information, such as age, gender, working years, income level, etc. This information will be used to calculate the individual's pension benefits and future economic situation.
Third, pay attention to protecting personal privacy.
Individuals should pay attention to protecting their privacy when providing personal information. Choose a formal and reliable organization for measurement to ensure that personal information is not leaked or abused.
Fourth, understand the limitations of the measurement results
Pension calculation results are for reference only and may be affected by many factors such as policy adjustment and market changes. Therefore, when planning retirement, individuals should comprehensively consider various factors and make comprehensive and reasonable financial planning.
To sum up:
Free calculation of national pension is a useful service, which can help individuals better understand the economic situation after retirement. When individuals enjoy this service, they should choose a formal and reliable institution, provide necessary personal information, and pay attention to protecting personal privacy. At the same time, we should understand the limitations of the calculation results and make a comprehensive and reasonable financial plan to ensure the quality of life and economic security after retirement.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 16 stipulates:
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.