Personal advice:
Zhaoyang 1 is a time deposit product. Within a predetermined range, we can adapt to different amount preferences by flexibly combining the starting amount. If there is a corresponding investment demand, you can also take the relevant documents and go directly to the local bank for consultation. Zhaoyang 1 pays interest on a monthly basis, and the monthly interest will be automatically transferred to the current account in the card. I suggest that everyone must protect the security of their bank card accounts in daily life, so as to better avoid losses. For bank deposits, it is not guaranteed. Be sure to check the relevant contracts carefully before making a deposit to reduce your own losses.
Time deposit is a kind of deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit and withdraw the principal and interest after maturity. Time deposits are used to settle accounts or withdraw cash from time deposit accounts. If customers need funds temporarily, they can apply for early withdrawal or partial early withdrawal.
Extended data:
Call deposit is a kind of deposit with no agreed term, and can only be withdrawn after notifying the bank in advance and agreeing on the date and amount of withdrawal.
No matter how long the actual deposit period is, individual notice deposits can be divided into one-day notice deposits and seven-day notice deposits according to the length of advance notice of depositors. One-day notice deposit must inform the agreed withdrawal amount one day in advance, and seven-day notice deposit must inform the agreed withdrawal amount seven days in advance. The minimum initial deposit, minimum withdrawal and minimum retention amount of RMB call deposit are all 50,000 yuan, and the minimum initial deposit amount of foreign currency is equivalent to 1 1,000 US dollars (banks can consult local banks for the initial deposit amount).
The currencies of call deposits can be RMB, HKD, GBP, USD, JPY, EUR, CHF, AUD and SGD (please consult your local bank for specific business and currency). According to bank regulations, the call deposit interest rate of RMB and foreign currency is higher than the deposit interest rate.