Do I need a loan fee to buy a car in installments in Jinan?
need
Materials to be prepared for loan to buy a car
1, personal loan application;
2. Personal valid identity documents. Including resident identity cards, household registration books, military officers' cards, passports, etc. If the borrower is married, the identity certificate of the spouse shall be provided;
3, household registration certificate or long-term residence certificate
4, personal income certificate, provide proof of family income or property when necessary;
5. Certificate of intention to buy a car issued by the car dealer;
6. Loan to buy a car down payment certificate;
7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.
8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;
9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.
From the above explanation, we can understand that even buying a car has to go through a certain process, and the general loan can only be applied after meeting certain conditions. The above is the related content compiled by Bian Xiao of Pacific Auto Network. If you have any questions or further requirements, please consult Pacific Auto Network. They will give you a more professional answer.
Million car purchase subsidy