In the era of small books, it was several months overdue. Recently, my hometown received a "certificate of merit" from them, and so did my QQ mailbox. What should I do if I am arbitrated by the judici

In the era of small books, it was several months overdue. Recently, my hometown received a "certificate of merit" from them, and so did my QQ mailbox. What should I do if I am arbitrated by the judicial organs? First of all, it is definitely impossible for you to be overdue. If this institution inquires about credit information from the bank, you will need to borrow money from the bank in the future to buy a car, buy a house and do business. If you have this overdue record, you can't get a loan, which is very troublesome. If you don't have much money, I suggest you pay it back early. If the interest is too high, you can talk to them and see if you can reduce some interest.