As long as you borrow money from the bank, the bank will conduct on-the-spot investigation and check important information by phone.
If a bank calls a customer to verify identity information, there are two reasons.
1, improve customer personal information;
2. Further check customer information according to our anti-money laundering requirements.
At present, banks provide two channels to improve and update personal identity information.
The first is the electronic channels of banks (mobile banking, online banking, WeChat banking, etc.). )
2. I bring my valid ID card to the bank's business outlets.
In the process of mortgage review, the general bank will call the lender to verify some information, and then if all the projects meet the loan requirements, before issuing the loan, it will notify the lender of the loan date and amount by SMS.