Please refer to "What about ruitai Life Insurance Ruihe Term Life Insurance?" All kinds of popular regular life "
This product mainly has the following characteristics:
1, minus the disclaimer.
As we all know, buying term life insurance should focus on the exemption clause. After all, we buy insurance just in case, and the fewer restrictions, the better.
Ruihe 2020 has only three exemption clauses: intentional injury, intentional homicide and illegal crime. These requirements are very reasonable.
2. Insurance conditions are relaxed.
Ruihe 2020' s requirements for health information are also very relaxed. Not only is there no limit on BIM, but there is no limit on the previous insurance coverage, which is more friendly to patients with diseases such as nodules and hepatitis.
On the small side, this product will not ask about height, weight, smoking and so on. Even those sub-healthy people who are overweight or smoke for a long time and often stay up late to work overtime can buy it. The configuration is very user-friendly.
3. Comprehensive guarantee
The insurance liability of this product is simple and comprehensive, and at the same time, three optional protection liabilities have been added.
4. Price advantage
In terms of comprehensive premium, Ruihe 2020 is more affordable than Ruihe upgraded version. Regardless of the insured amount 1 10,000 or 500,000, it will be paid in 20 years, and the 30-year-old male will be reduced by about 25% and the 30-year-old female will be reduced by about 13%.
Generally speaking, Ruihe 2020 term life insurance has loose occupational restrictions and rich optional responsibilities. It is a good fixed-life product, and the company is more reliable. Partners who want to insure fixed life insurance can consider it.