According to Article 34 of the Guarantee Law, the following properties can be used as loan collateral:
1. Houses and other fixed objects on the ground owned by the Mortgagor
2. Machines, vehicles and other property owned by the mortgagor.
3. State-owned land use rights, houses and other fixed objects on the ground that the mortgagor has the right to dispose of according to law.
4. State-owned machinery, vehicles and other property that the mortgagor has the right to dispose of according to law.
5. The land use right of barren hills, gullies, hills and beaches contracted by the mortgagor according to law and mortgaged with the consent of the employer.
6. Other properties that can be mortgaged according to law.