1. Voluntary repayment:
(1)BPAY repayment: You can use BPAY channel to make repayment in other banks or online banking of our bank, and enter our unique drawer code (my behavior: 656397), reference number and repayment amount in online banking.
(2) BOC Online Banking-Real-time account receipt. Debit cards, accounts and credit cards of BOC are all linked to online banking, so as to realize account repayment to credit cards and increase the credit card limit in real time. The current repayment amount is limited by the debit card transfer limit.
(3) Counter repayment-real-time payment, and cash or transfer repayment can be made at retail counters in Australia. Other BOC counters in Chinese mainland and overseas BOC counters do not support deposit and withdrawal.
(4) This product (and MasterCard products in stock) has no functions such as telephone banking, voice repayment and self-service terminal repayment. If you have a fax agreement with our bank, you can operate it at the counter of the branch.
2. Automatic associated repayment:
(1) Bank automatically associated repayment.
Support automatic transfer and repayment of this product from the savings account of China Bank. The deduction date is one day before the due repayment date, and the full deduction/minimum repayment amount can be supported according to the customer's choice.
When the balance is insufficient to support this deduction, the balance will be deducted (as far as possible) and the bank will not charge fees.
Automatic transfer repayment failed (invalid transfer account/wrong number, zero account balance, etc.). ), the system will automatically charge the fee for the failed deduction. If the payment is not made before the bill date, there will be a late fee.
(2) Other banks will automatically make relevant repayments.
Support automatic transfer and repayment from the savings account of Australian bank to this product, and the deduction date is 1-3 days after the due repayment date. Full deduction/minimum repayment can be supported according to customer's choice.
Automatic repayment by other banks must be deducted in one lump sum, and the visa will be refused if the amount is insufficient.
Automatic transfer repayment failed (invalid transfer account/wrong number, insufficient account balance, etc.). ), a fee will be charged if the deduction fails (a fee will be automatically brought out when the customer's principal is deducted).
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.
The above contents are for your reference. Please refer to the actual business regulations.