Simply put, children's insurance is nothing more than three situations:
1) general accidents and general medical care (in childhood, bumps are inevitable, and children are prone to colds and fever. And the expenses of accidental medical treatment, hospitalization and operation can be reimbursed through comprehensive accident insurance to make up for financial losses)
2) Solve the problem of children's health protection-lifelong health protection (the reason for buying health insurance in childhood is that childhood premiums are cheap. At this time, the premiums should be fixed and the annual line should be appropriately extended, so that children can win at the starting line and have health protection for life. Such an insurance is a continuation of parents' love.
3) Make a financial plan for children and help them make a long-term asset allocation (including education funds, marriage funds, venture capital, etc.). ), because children's education is also a big expense in the future, it may be difficult to take out so much money at one time; Furthermore, modern people manage their own finances. In fact, money can be easily spent, and savings can be forced through insurance, which plays the role of earmarking and maintaining and increasing value)
Find out the demand first. In addition, the insurance is purchased from the agent of the insurance company. Banks are single in variety and limited in specialization. You can also consult me if you have any questions.