What are the charging standards for debit card annual fee, account management fee and business card printing fee of each bank?

1. Annual fee 10 yuan. There is a 5 yuan handling fee when opening the card (the latter is not collected everywhere).

2. After one year, the average daily balance is lower than that of 300 yuan, and the small account management fee will be charged.

3. Report the loss of 10 yuan once and reissue the card for 5 yuan.

4. The initial deposit amount is 10 yuan, but it can't be 100 yuan, which is stipulated by the branch staff themselves, not uniformly stipulated by the whole bank (even 1 yuan in some places).

July 2005 1 Later part of bank card financial charges

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Author: reproduced

Bank inter-bank withdrawal annual fee remittance small account management fee

ICBC charges 10 yuan/year for off-site transactions in 2 yuan, with a minimum of 1 yuan and a maximum of 50 yuan, and the handling fee for a single remittance does not exceed 1 10,000 yuan. Shanghai charges 5 yuan/pen, while other cities do not charge for the time being.

CCB 2 yuan charges 10 yuan/year 1%, with a minimum of 65,438+a maximum of 0 yuan, 50 yuan, and a single remittance does not exceed/kloc-0.00 million yuan. If the average daily deposit balance in Shenzhen is lower than that in 300 yuan, an annual management fee of 10 yuan will be charged, and the annual interest rate of such accounts will also be reduced to 0.0 1%. The average daily deposit in Sichuan is collected from 500 yuan, and the standard is the same as that in Shenzhen.

The inter-bank deposits of China Bank in 2 yuan/transaction 10 yuan/year can only be remitted according to the local wire transfer standard, and the withdrawal of 10 yuan/transaction is zero.

Agricultural Bank of China 2 yuan/pen 10 yuan/year 5‰, the lowest 1 yuan zero.

Bank of Communications 2 yuan/Pen will not accept the card before June 65438+June 2004; After this date, the card will charge 10 yuan/year, of which five ten thousandths will be charged from different places, with the lowest 10 yuan and the highest 50 yuan, and the single remittance will not exceed 1 ten thousand yuan.

China Merchants Bank charges 2 ‰ in different places, with the lowest 5 yuan and no ceiling. If all the deposits under the same ID card in Shenzhen are less than 1 10,000 yuan, the bank will charge a monthly management fee of 1 yuan for each account.

People's livelihood has nothing to save: free: 3‰, and the lowest 5 yuan has nothing to save.

Popularizing law has nothing to do with this.

Cross-reference table of remittance fees of domestic banks in different places

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Author: reproduced

Bank remittance methods: 100, 1000, 2500, 5000, 15000.

ICBC online banking and counter 1%, the lowest 1 yuan, the highest 1 10 25 50 50.

The online banking and counter of China Merchants Bank is 2‰, with the lowest in 5 yuan and the highest in 50 yuan 5 5 10 30.

The online banking and counter of China Construction Bank is 6‰, with the lowest 1 yuan and the highest 1, 6, 1, 5, 50, 50 in 30 yuan.

The counter of Agricultural Bank is 5‰, with the lowest 1 yuan and the highest 1.5 12.5 25 50 in 50 yuan.

Note: The above is a comparison table of remittances from different banks commonly used in China.

Comments: How to master the handling fee between banks, the webmaster made a comparison table of some commonly used remittance handling fees between banks at present. As can be seen from the table:

For remittance with the amount of 0- 1000, ABC should be selected;

China Merchants Bank should be selected if the remittance amount is greater than 1000-15000;

15000 or more, China Merchants Bank should be selected.

Comparison of remittance settlement fees of major domestic banks in different places

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Author:

ICBC:

When the collection line is ICBC:

(1) There is no handling fee for transfer and remittance in the same city;

(2) Transfer and remittance in different places are based on 1%, and the lowest 65438+ the highest 50 yuan is charged in 0 yuan;

(3) For registered online banking customers with wealth management gold cards, the handling fee is reduced by 50%.

When the receiving bank is in another bank:

(1) Inter-bank remittance in different places in the same city is based on 1%, and the lowest 65438+ the highest 50 yuan charge is based on 0 yuan;

(2) Do not enjoy the preferential treatment of wealth management fund customers.

ICBC Tel: 95588

China Merchants Bank:

Traffic classification

Enterprise name

Tariff standard

comment

Online business

Online Personal Banking Professional Edition-Fast Remittance in Different Places

According to 2‰ of the single remittance amount (minimum 5 yuan), the maximum amount of 50 yuan is capped.

China Merchants Bank Tel: 95555

China Construction Bank:

Personal customers of online banking, American Express Huitong (personal electronic remittance), charge a handling fee of 0.6% of the remittance amount, with a minimum of 1 yuan and a maximum of 30 yuan, which is 40% lower than the remittance handling fee at the counter of outlets.

China Construction Bank Tel: 95533

Agricultural Bank:

5‰ of the transaction amount will be deducted from the transfer expense account in different places in the province, with the lowest 10 yuan and the highest 50 yuan.

The transfer shall be deposited at 5‰ of the foreign currency cash transaction amount, with a minimum of 1 yuan and a maximum of 40 yuan.

Deduct 5‰ of the transaction amount from the inter-provincial counter transfer expenditure account, with the lowest 10 yuan and the highest 60 yuan.

The transfer shall be deposited at 5‰ of the foreign currency cash transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan.

China Agricultural Bank Tel: 95599