1. Talk and communicate with customers, master customer information, analyze customers' basic situation, master customers' financial objectives and needs, and provide financial advice to customers.
2. Guide customers to record financial revenue and expenditure and assets and liabilities accounts, analyze their financial revenue and expenditure, and judge their financial status.
3. Design the feasibility scheme independently according to the customer's demand, and give specific operation guidance.
4. Collect customer feedback in time, analyze the implementation results of the scheme and write a report.
5. Make a reasonable capital allocation plan, and recommend the investment direction for customers according to their different growth stages and risk preferences.
Quality requirements of financial consultants
1, with rich knowledge of finance, investment, economy and law, financial planners should be all-rounders and professionals, which means that financial planners should systematically master the knowledge of economy, finance, investment and law. He is an expert in some fields, such as insurance and securities.
2. Good personality and professional ethics. Clients are the parents of financial planners. Financial planners should take the interests of customers as the service center and always think of customers, rather than simply selling products to customers. In addition, it is also important to keep customers' personal secrets. The financial planning process involves the privacy of many customers. As a client's personal financial adviser, we should keep secrets strictly.