I. Organization of credit reporting agencies
1. 1 The organizations of credit reporting institutions include the board of directors, the board of supervisors, directors, supervisors and managers.
1.2 The board of directors and the board of supervisors are the decision-making bodies of credit reporting institutions, responsible for formulating the company's development strategy, supervising the company's operation and management, and deliberating major issues of the company;
1.3 Directors and supervisors are responsible for the daily management of the company and supervise its operation and management;
1.4 The manager is responsible for the daily management of the company and carries out the decisions of the board of directors and the board of supervisors.
Second, the business scope of the credit reporting agency
2. 1 Credit reporting agencies can provide the following services: collecting, sorting, processing, analyzing, publishing and using personal information;
2.2 Credit reporting agencies can provide customers with consulting services, reporting services, information disclosure services and other related services;
2.3 Credit reporting agencies can provide customers with investment consulting, evaluation services and other related services.
Third, the management of credit reporting agencies.
3. 1 Credit reporting agencies shall abide by laws and regulations, strictly implement relevant regulations, and be responsible for operation and management;
3.2 Credit institutions should regularly prepare funds, establish and improve management systems, and establish compliance management systems;
3.3 Credit institutions should establish and improve information systems and update data regularly to ensure the authenticity, accuracy and integrity of information;
3.4 Credit reporting agencies should conduct regular audits to ensure the compliance of operation and management;
3.5 Credit institutions should establish and improve the customer service system, and handle customer complaints and inquiries in a timely manner.
Fourth, the security of credit reporting agencies.
4. 1 Credit reporting agencies should establish a sound security system to ensure the safety of personal information;
4.2 Credit institutions should strengthen the protection of personal information and adopt effective security technology and management measures;
4.3 Credit institutions should establish a perfect information security audit mechanism to audit the information security status regularly;
4.4 Credit institutions should establish a strict access control mechanism and strictly control access rights;
4.5 Credit institutions should strengthen information security supervision, and timely discover and deal with security issues.
Conclusion: The Measures for the Administration of Credit Information Institutions aims at ensuring the legal operation of credit information institutions, improving the level of personal information protection, maintaining social fairness and justice, and promoting economic and social development. Credit institutions shall establish and improve the management system, strictly implement the relevant provisions, strengthen the protection of personal information, establish and improve the security system, and ensure the legal operation of credit institutions and the safety of personal information.
This paper introduces the management methods of credit reporting institutions, and makes a detailed introduction from the aspects of organization, business scope, management and safety, so as to ensure the legal operation of credit reporting institutions, improve the level of personal information protection, safeguard social fairness and justice, and promote economic and social development.