Urgent New China Life Insurance Lucky Ruyi A Old-age Security (dividend-sharing type) plus 08 regular critical illness insurance, is consultation suitable for me to buy?

Do you have any other medical insurance? Are you married? Do you have children? What is your motivation and occupation? What's your tolerance?

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Security is the most essential core content of insurance: 24 years old, healthy, for your insurance, it can be for savings, and the key protection should be accident insurance and critical illness insurance. For 2250 yuan per year, compared with most people who should work, this tolerance is still ok. The coverage should be 50,000 main insurance and 50,000 critical illness insurance. It is suggested to increase the annual accident card list of 100 yuan, accident medical treatment of 5,000 yuan and death insurance of 50,000 yuan.

As far as security is concerned, if you are in good health, there will be few chances of hospitalization due to illness, and there should be other medical security at present, even if you are hospitalized, you can reimburse it. Even if you don't want it, the cost of a minor illness is less than 10 thousand yuan, and you can afford it. If it is a serious illness, there is critical illness insurance; On the contrary, paying 100 yuan to get accident protection is still very cost-effective.

If you are considering possible accidents due to work, you can buy Ding A if you need higher protection.

Of course, these are only from the perspective of protection. If you want to save your pension money or make a good investment tool, that's another matter. I really think that the essence of insurance is protection, naturally from the perspective of protection.