Is it easy to ask for help, buy a second-hand house and apply for a housing loan?

I just bought a second-hand house, and I have some experiences: First of all, regarding the intermediary, we must entrust the intermediary. During this period, there are many procedures. Private transactions are chaotic and troublesome, and it is not safe for buyers. Unless you trust the seller, in case of failure, you need the intermediary to swirl in the middle. It is also important to find more intermediaries, big companies and salesmen. Don't be too sophisticated (will fool you) and don't be a novice (know nothing). Personality is very important. In the process of looking at the house, we can compare that all the houses are * * *, and different agents will show you the same house. You can tell by their quotation whether they have increased the price on the basis of the landlord's asking price. Once found, I suggest you don't contact this agent again.

The second is to look at the house more and lengthen the time. Look at at at least dozens before deciding which to buy. At first, I felt that every suite was good, and it was unwise to have the impulse to buy it at once. The more you look at it, the more you think about it. Once I saw a house with high cost performance, and the price was very attractive, and I almost paid a deposit. My husband and wife warned each other to calm down. Later, I wanted to search the nearby environment on the Internet. As a result, I found that in front of the building is next to a large substation. Good thing I didn't buy it. In retrospect, it is no wonder that the landlord and his wife are eager to sell at a low price, and they must be afraid that the power station will have an impact on the baby. Two hours later, the intermediary called and said that someone had paid a deposit to talk about the price. We talked about the substation, and the intermediary just smiled. In fact, they already know, but they won't tell you. So keep your eyes open. There are many instructions on looking at houses and buying second-hand houses on the Internet. You should do your homework in advance. I don't think it's good to see it. Pay the deposit immediately. The intermediary will use various methods to let you make a decision early, and at least give yourself an evening to think about it.

Third, the character of the landlord is very important. If you complain from the beginning, don't buy his house. There are still many things to negotiate.

Fourth, don't trust online news. It's all fake. I tried many times, and the house price was low. I called and said it was sold. The average price and price fluctuation trend are also false. Go to the store of a big intermediary company to find a house.

Five, the agency fee has a very large floating space. Whoever offers the lowest price will trade at whose house. We increased from 26,000 to 4,000. In fact, the small intermediary 500 is also willing to do it, but considering the safety, I chose the big intermediary company.

Sixth, the intermediary operation space is large, and it is recommended to do something like low transaction price. I suggest you take the lead yourself, don't let the intermediary take the lead, and don't leave trouble to save money temporarily.

Seven, about the house to see their own needs, one thing, the house can not be easily replaced, so we should think about the future needs, try to buy a big and practical.

Eight, try to do your own loan, the loan has a rebate, 1%, the intermediary wants to take this rebate, it is easy to do your own loan. Go to the bank to consult the required materials first and get ready. Banks have the above services, so you don't need to do it yourself.

We didn't understand it at first, but we will understand it gradually. There is a lot of useful information on the internet, so it is very rewarding to read more. Of course, if you don't care about money, you don't have to worry, but if you want to afford it, you have to do more homework yourself. I hope you can buy a satisfactory house.