If the credit treasure loan is not repaid in time, personal credit will be affected, and it will also be recorded as loans overdue in the national credit information consultation system. If the record is not eliminated, it may be difficult for you to get a loan in the future, be blacklisted and restrict your travel.
Regional credit information is generally small in scale and only provides credit information services in specific areas. This model generally exists in countries where the credit information industry has just started. After the development of the credit information industry to a certain stage, most of them tend to merge or specialize, and the real regional credit information gradually disappears.