Little orange credit loan (Android version: v2.0.4) does not exist.
1. Some netizens said that Xiao Orange believed in face-to-face signing, no need for electronic examination, direct APPlication by mobile phone, quick and convenient software operation, and then sent a link for users to download the registered account on this app loan app and fill in personal information and bank. After that, he used the excuse that he needed various fees, deposits and bank cards before the loan, asked the user to transfer money and threatened it. This is a typical means of telecommunication network.
The police reminded that "online loans" need to be vigilant. The swindler asks the victim to transfer money on the pretext of "large amount", "low interest rate" and "the need for various fees and water" before lending. Remember, all loans are charged first.
Risk, when you regret oranges, you should develop good consumption habits and control your personal income reasonably. When you really need a loan, be careful to provide personal information and enhance your ability to resist temptation. If you encounter an online loan trap, or encounter a "storm" in the online loan platform, you should use legal means in time to safeguard your rights and interests and reduce economic losses.
2. In the loan market, there are many formal ones that have not been approved by the CBRC and do not hold financial cards, or even many. Even if the loan interest rate is at a reasonable level, some platforms will charge a lot of extra deposits, unfrozen funds, handling fees, service fees and so on. And eventually lead to loans, financial products and services should be selected through formal channels. Formal loans are liquid, so don't pay fees easily before lending; Pay attention to protecting personal privacy, don't reveal your identity information easily, and be careful when strangers ask to add their friends.
Second, has the small orange letter loan closed down?
The small orange letter loan did not go bankrupt. Xiaoxingxin Loan has been closed for some time because of the epidemic, and now it has started to operate normally. Loans refer to loans issued by banks, credit cooperatives and other institutions to units or individuals who use money, which stipulate the interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Third, has the loan APP closed down? No repayment can be found.
Never mind, don't be cheated.
4. What should I do if Xiao Orange feels cheated?
Collect and sort out the evidence and handle the alarm. Some online loans have high interest rates, and the country is now very strict in rectification, which can be handled!