The main business of China People's Bank:
1, monetary policy
The Monetary Policy Committee of the People's Bank of China is an advisory and deliberative body of the People's Bank of China in formulating monetary policy. The main tools of monetary policy are: open market business, deposit reserve, central bank loans, interest rate policy and standing loan facilities.
2. Supervision and audit
Banking law is the legal basis of banking supervision. The purpose of bank supervision is to ensure the vitality of the banking system and protect the interests of depositors by monitoring the credit and liquidity of banking institutions. In addition, the People's Bank of China plays a particularly important role in China's financial reform.
3. Payment system
As the organizer, promoter and supervisor of China's payment system construction, the People's Bank of China shoulders the legal responsibility of "maintaining the normal operation of the payment and settlement system".
The People's Bank of China has built and operated the second generation payment system, the central bank's centralized accounting data system, the national check image exchange system, the local and foreign currency payment system and other important business systems, providing a low-cost and efficient public clearing platform for financial institutions and financial markets, speeding up the social capital turnover and promoting the rapid economic and financial development.
4. Credit service
Credit policy is an important part of macroeconomic policy, and it is an important means for the People's Bank of China to guide, regulate and supervise the total amount and investment of credit of financial institutions according to the requirements of national macro-control and industrial policies, continuously optimize the investment of credit, realize the optimal allocation of credit funds, and promote economic restructuring. It is an important duty of the People's Bank of China to formulate and implement credit policies.
5. Manager's Treasury
The central bank manager's treasury began at 1985. 1985 promulgated the "national treasury regulations" stipulates: "The People's Bank of China specifically manages the national treasury. Organizing and managing the national treasury is an important responsibility of the People's Bank of China. " Since then, the basic position of the People's Bank of China in treasury management has been scientifically and accurately expressed.
6. Credit adjustment
According to the Law of the People's Republic of China on the People's Bank of China, the Company Law of People's Republic of China (PRC), the Regulations on the Administration of Credit Information Industry and other laws and regulations, the People's Bank of China shall perform its duties of supervision and administration of credit information institutions according to law. Branches of the People's Bank of China shall, within the scope authorized by the Head Office, perform the duties of supervision and management of credit reporting institutions within their jurisdiction. ?
Extended data:
The main responsibilities of the People's Bank of China are:
1. Formulate the strategic plan for the reform and development of the financial industry, undertake the responsibility of comprehensively studying and coordinating major issues of financial operation and promoting the coordinated and healthy development of the financial industry, participate in evaluating the impact of major financial mergers and acquisitions on national financial security, and put forward policy suggestions for promoting the orderly opening of the financial industry.
Draft relevant laws and administrative regulations, improve the business rules of relevant financial institutions, and issue orders and regulations related to the performance of duties.
Third, formulate and implement monetary policy according to law; Formulate and implement macro-credit guiding policies.
Fourth, improve the financial macro-control system, be responsible for preventing and resolving systemic financial risks, and safeguard national financial stability and security.
5. Be responsible for formulating and implementing RMB exchange rate policy, constantly improving exchange rate formation mechanism, maintaining international balance of payments, implementing foreign exchange management, tracking and monitoring international financial markets and risk early warning, monitoring and managing cross-border capital flows, and holding, managing and operating national foreign exchange reserves and gold reserves.
6. Supervise and manage interbank lending market, interbank bond market, interbank bill market, interbank foreign exchange market, gold market and related derivatives transactions in the above markets.
Seven, responsible for jointly with the financial regulatory authorities to formulate regulatory rules for financial holding companies and standards and norms for cross financial business, responsible for the monitoring of financial holding companies and cross financial instruments.
Eight, assume the responsibility of lender of last resort, responsible for checking and supervising the use of central bank funds to resolve financial risks.
Nine, formulate and organize the implementation of the comprehensive statistical system of the financial industry, responsible for data collection and macroeconomic analysis and prediction, unified preparation of national financial statistics, and in accordance with the relevant provisions of the state to be published.
Ten, organize the formulation of financial information planning, responsible for the organization and management of financial standardization coordination, and guide the information security work of the financial industry.
1 1. Issue RMB and manage its circulation.
Twelve, formulate the development plan of the national payment system, coordinate the construction of the national payment system, formulate payment and settlement rules in conjunction with relevant departments, and be responsible for the normal operation of the national payment and settlement system.
Thirteen, the treasury manager.
Fourteen, undertake the responsibility of organizing, coordinating, supervising and managing the national anti-money laundering work, and be responsible for monitoring the funds suspected of money laundering and terrorist activities.
Fifteen, the management of credit industry, promote the establishment of social credit system.
Sixteen, engaged in international financial activities related to the People's Bank of China. ?
Seventeen, engaged in financial business activities in accordance with the relevant provisions.
Eighteen, to undertake other tasks assigned by the State Council.
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Baidu Encyclopedia-China People's Bank