The accident insurance coverage is 300,000. The premium is around 420 yuan.
The accidental injury medical insurance coverage is 50,000. The premium is around 300 yuan.
What is not consumed in critical illness insurance is added to long-term life insurance. You can consider Ping 'an newborn insurance, life insurance of 200,000 yuan and additional critical illness insurance of 200,000 yuan. The premium is around 7000.
For your reference. You can send me a message if you want to make a detailed plan. It's free.