An apartment is different from a house. At present, China's second suite identification standard: buy a suite in full, and buy a house with a loan as the first set. The loan bought a suite, the commercial loan was settled, and then the loan to buy a house was the first set. The loan has not been settled, so there are two sets.
The second suite is the abbreviation of the second set of ordinary self-occupied housing, which refers to the mortgaged housing that is determined by the borrower's family that the per capita housing area of the borrower's family is lower than the local average, and then applies for housing loans from commercial banks.