There are many reasons, such as:
1. Overdue records occurred in the use process, which led to the decrease of sesame score and the adjustment of quota.
2. Users who do not use the flower bud service for a long time due to insufficient demand, or whose demand is far below the flower bud installment quota, will be regarded as no demand users, and the quota will be adjusted.
3. Personal information is unstable, academic information and work information are untrue or constantly changing, and the system determines that there is a risk.
4. Suspected flower bud tx
, the system will evaluate in real time, and the suspected behavior will lead to a decrease in the quota.
It should be noted that the adjustment of the number of flower beds is a normal review process. If the quota is lowered, don't worry too much. If you maintain good habits, the subsequent quota will still be improved.
Why do you need a reserve fund when the cost is low?
Reserve fund is a short-term loan product of Alipay. Although the maximum amount is 500, you can still use it if you are really short of money. However, not everyone can open the reserve fund. For example, many people have opened a reserve fund and the amount spent is very low, which is very strange. They will ask why there is a low-cost reserve fund.
In fact, the low quota of flower beds does not mean that there can be no reserve fund. After all, the risk control approval mechanisms of flower beds and reserve funds are different, independent of each other and do not affect each other. As long as they all meet the requirements, they can be opened at the same time. Moreover, the number of buds is not directly related to the reserve fund. As long as the flower buds are used normally and are not overdue, the reserve fund is not restricted.
It can be said that some people may not be able to open the reserve fund if they spend too much. On the contrary, they may be able to produce low quantities of flowers. The key depends on the comprehensive evaluation results of the system. Although the opening of the reserve fund is based on the use of flower buds, the focus is on the credit status of users.
Bai Hua's quota has been cut. How to recover?
Regarding how to restore the flower bud quota after it is reduced, the increase of the flower bud quota is evaluated by the system and cannot be artificially intervened. Therefore, the recovery of flower bud quota needs to wait for system evaluation. The following are the detailed steps:
Step 1: Click Bai Hua in Alipay.
Open Alipay and click Bai Hua in Alipay.
Step 2: Click on My Customer Service.
Click on my customer service on my page.
Step 3: Click on My Customer Service.
Click on my customer service on my page.
Step 4: Can you increase the quota by clicking on the flower bud?
Can I increase the quota by clicking on the flower bud on my customer service page?
Step 5: Systematically evaluate the quota increase.
The promotion of flower amount is evaluated by the system, and it will only be done after the system evaluation.
How to recover when the flower volume suddenly drops to 500?
The number of buds suddenly dropped to 500. If you want to recover, you must first find out the reason for the decrease:
1. If it is caused by overdue repayment during the user's use of the flower bud, it is suggested that the user pay off the overdue debt in time, and then spend more time to accumulate good credit, which will help to increase the flower bud quota.
Second, if users use other loans overdue or other loans too much, resulting in too many credit reports or too high personal debt ratio in credit reports, then users are advised to settle overdue loans, temporarily stop applying for loans, settle loans as much as possible, reduce personal debt ratio, and maintain it for a period of time, which may increase the loan amount until the Bai Hua system re-examines.
Third, if it is because Huayuan system is suspected of violating the rules and the user has not actually violated the rules, then you can complain to Huayuan customer service, and the quota will be restored after the complaint is successful.
In short, there must be a reason for the sudden decrease of flower buds. Users can consult customer service to find out the reason first, and then take corresponding measures.
The number of flowers has dropped. How can I get it back?
If the number of flower buds has dropped and you want to improve it again, users can first inquire about the reasons for the drop, and then take corresponding measures to solve the existing problems:
1. If the amount is reduced due to overdue repayment, it is necessary to pay off the arrears quickly and accumulate more good records afterwards.
2. If the risk reduction is caused by illegal cash withdrawal, credit scoring and other bad behaviors, or frequent equipment replacement and login, frequent information modification and other reasons, we should wait patiently for the system to control the risk, and then pay attention to avoid such risky operations from happening again. If the actual withdrawal is not illegal, you can also contact Alipay customer service and provide the latest transaction details to make a complaint.
3. If you don't need to deduct fees for a long time: spend more later and increase account activity.
It should be noted that the flower garden system will make a comprehensive evaluation of the recent account usage and user credit status from time to time, and then adjust the quota accordingly according to the comprehensive evaluation results. Users should pay more attention when using Alipay and Bai Hua, and ensure timely repayment, maintain good personal credit, participate in credit tasks, and enrich personal compliance behavior. They can also save more money to Alipay and buy Yu 'ebao wealth management products appropriately, which will help to increase the quota.