2. Within 24 hours after the "deferred transfer" transaction is initiated, the system will "cache" the transaction, and no deduction or entry will be made during this period. Customers can apply to cancel the transfer transaction within 24 hours after the "deferred transfer" transaction is initiated. If you don't cancel the transfer transaction within 24 hours, the system will automatically deduct and post the transferred funds within 24 hours after initiating the "deferred transfer" transaction.
3. For UnionPay ATM inter-bank transfer, according to the business norms of bank card organizations, the transaction funds transferred by customers will be frozen simultaneously when the transaction is initiated. If the transfer transaction is not cancelled within 24 hours, the funds of the transfer transaction will be automatically unfrozen and deducted after 24 hours, and the funds will be transferred to another bank card.
4. At present, except for ATM and self-service terminals, domestic transfer and remittance in BOC system must be delayed according to regulatory requirements, and other channels provide real-time remittance and real-time arrival services, and channels such as counters and online banking can provide delayed remittance services according to customers' needs.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.