Do I have to pay a handling fee for car installment?

There is a service charge for car installment. Most of the handling fees are charged according to the different policies of each 4s shop. Some of the fees charged are 4% of the loan amount, and some are fixed, which is related to the lending institution of 4s shop.

In addition, most of the current car loans are interest-free. This is because manufacturers have necessary policy subsidies. Buying a car is quite cost-effective, but the result of the loan is that the 4s shop will bind all kinds of additional things, such as insurance, boutique and so on.

Most 4s stores are basically willing to buy cars by stages, because 4s stores that buy cars by stages can earn more from the bundled sales of handling fees and fine products. However, compared with the same period last year, the price of buying a car by stages will be cheaper.

Million car purchase subsidy