When we don't know how to choose something, we want to look at the ranking list of this category, and then choose the products that everyone thinks are good to buy or use, so when the borrower doesn't know how to choose the loan platform, we also want to know what the top ten loan platforms are.
At present, there is actually no official or authoritative organization to rank the loan platforms. After all, it is difficult for the loan platform to find a standard dimension to rank. Therefore, if you want to apply for a loan, you can give priority to some platforms with good background, low loan interest rate and legal process. We have also compiled several such platforms for you, which can be referred to as follows.
First, spend a little money.
Qianhua is a credit loan product owned by Xiaoman, with a maximum loan amount of 200,000 yuan. As long as you have a stable income and a good credit status, you can download Xiaoman Financial app to apply for a quota. After applying, the page will directly display your loanable amount and the interest rate corresponding to the loan. The information on money spending is open and transparent, and the funds come from financial institutions licensed by the state, which is legal and compliant.
Second, borrow
Users who use Alipay should know that Alipay also has its own credit loan products. Users only need to search for loans in Alipay and click Enter to authorize them to conduct credit review according to the prompts, and then they can get the corresponding loan amount and loan interest rate. The model and openness are similar to those of rich money, and they all belong to relatively reliable loan platforms.
Third, WeChat micro-loan
Micro-loan is an invitation-based credit loan product in WeChat. Invited credit loan system is that only people invited by micro-loans can apply. If you want to know whether it is required, you can log on to WeChat, click I-Service in turn, and then see if your page has the words "micro-loan". If so, you can apply for your own quota and the corresponding interest rate. If not, you can't apply for the exam for the time being.
The above three loan platforms are the first choice for borrowers now. If the borrower needs a loan, he can apply accordingly. In addition to these platforms, if users want to apply on other platforms, they are worried about being cheated. Bian Xiao suggested that you can choose loan products launched by banks, such as Zhaolian Good Loan, China Construction Bank Express Loan and Ping An I Loan, which are relatively safer and more reliable because of their banking background.