Commitment to bear the risks and losses of the other party, in order to avoid excessive personal burden, it is agreed that a single mutual aid should not exceed several yuan, which should be avoided.
The problem of solvency is solved.
2. The network mutual aid platform has made two innovations by using the information matching function of the Internet.
One is the exchange risk agreement, which is similar to the mutual insurance system, that is, there is no legal entity, and members promise to bear each other's risk losses through the agreement.
Second, the total amount of personal risk control, such as a single mutual fund does not exceed 3 yuan, to avoid personal burden and solvency problems. However, the traditional system for determining the duration and amount of insurance requires strong system risk control ability.
3. Network mutual assistance is a variant of mutual insurance in China's special national conditions and current special regulatory environment.
It inherits the characteristics of some mutual insurance models, such as organizational forms and management methods, and also conforms to the characteristics of China insurance market.
And made some changes to the current regulatory environment.
Generally, these large-scale mutual assistance platforms are very reliable, such as orange heart mutual assistance and water drop mutual assistance. I bought a mutual aid plan in it. Let me introduce you to mutual help!
1, orange heart mutual assistance
Orange Heart Mutual Aid is a social mutual aid platform initiated by Orange Heart Charity Association. Members help each other against the risks of cancer and accidents. For serious diseases and accidents of all ages, including 83 kinds of serious diseases, Orange Heart Mutual Assistance can allow you to experience and meet 300,000 serious illness insurance, which is unimaginable in the traditional insurance industry, so it greatly lowers the threshold for joining the insurance before.
2. Water drops help each other
Water Drop Mutual Aid is a mutual aid community founded by Shen Peng of Beijing Indulge Forward Technology Co., Ltd., which is convenient for all members to help each other and resist risks such as cancer and accidents. If a member unfortunately suffers from cancer or an accident, he can get a medical fund according to the established rule of "one person gets sick and everyone shares it", with a maximum of 300,000 yuan.
3. Electronic mutual assistance
E-mutual aid is a mutual aid platform based on Internet technology and independent of commercial insurance and public welfare undertakings. It is the first completely open and transparent network mutual assistance platform in China to prevent future risks. Mutual aid activities aim to help mutual aid members and their families who suffer from cancer or accidental death, emphasizing the security function and public welfare mutual aid model. As long as they are natural persons and legal persons with full capacity for civil rights and civil conduct, they can become registered members on the e-mutual assistance platform after submitting their true identity information and completing the registration process.
4. 17 mutual assistance
The core of 17 mutual assistance lies in "Everyone helps me, and I help others". With the vision of "As long as you ask for help, you will find 17 mutual assistance", we are committed to building the most respected network mutual assistance platform in the world. After the cooperation is reached, all members and friends of 17 Mutual Aid can enjoy free legal consultation service.
5. Help each other easily
Easy Mutual Aid is an easy-to-raise platform for mutual aid and health. If one person is sick, everyone will share it equally; Help others when I am sick, and help me when I am sick. 8 million members have joined Easy Mutual Aid, and the mutual aid fund is managed by Beijing Ivy Public Welfare Foundation.