But it depends. The second-hand house belongs to the second-hand house transaction, and the most important thing in the second-hand house transaction is the real estate license, which shall prevail.
If the householder wants to sell the house where he lives now, but the loan has not been paid off, then the first thing to determine is whether he owns the property certificate of the house. Only when he has the title certificate can the property be traded.
If you haven't got the property certificate of the house, it means that the head of the household has no authority to handle it for the time being and can't handle the transfer formalities, that is, you can't buy or sell the house.
Extended data:
Real estate transaction is also called real estate transaction. Real estate transaction is a market transaction activity between real estate transaction subjects with real estate as a special commodity as the transaction object.
Real estate transaction is an extremely professional transaction. There are many forms and types of real estate transactions, each of which requires different conditions, different procedures and related procedures.
Especially in China, due to the special period of transition from planned economy to market economy, many real estate rights are not standardized, some can be freely transferred, some are restricted, and some are prohibited.
References:
Real estate transaction-Baidu Encyclopedia