What if someone embezzles information loans?
The specific processing method of the victim's stolen information loan is as follows: 1. Impersonators should actively negotiate with banks that handle loans and credit cards. If the bank refuses to solve the problem, it may bring a lawsuit to the people's court and ask the bank to bear the corresponding legal responsibilities caused by lax examination; 2. The impostor should pay attention to collecting evidence. In view of the various contracts and evidences of impersonation loans that I did not sign, I can apply for legal appraisal; The impostor should not listen to the rumor that any intermediary agency can "whitewash" the credit record, and choose formal legal procedures to solve the problem. 4. If personal information is leaked and used by others, you can call the police to apply for a loan. When personal basic information is found to be stolen or there is a risk of being stolen, you should call the customer service of the relevant company in time to confirm. If there are theft facts, explain the reasons and ask for deletion; If you find that the deposit, securities or wealth management account is stolen or at risk of being stolen, you should call the relevant financial institutions to report the loss and stop paying, pay attention to keeping relevant evidence such as text messages or vouchers, and call the police in time. You can also raise an objection to the bank and bring a lawsuit to the court to confirm that the loan contract is invalid. Legal basis: Article 253-1 of the Criminal Law of People's Republic of China (PRC) violates the relevant provisions of the state by selling or providing personal information of citizens to others. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or only be fined; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. Whoever, in violation of the relevant provisions of the state, sells or provides others with personal information of citizens obtained in the course of performing their duties or providing services shall be given a heavier punishment in accordance with the provisions of the preceding paragraph. Whoever steals or illegally obtains citizens' personal information by other means shall be punished in accordance with the provisions of the first paragraph. Where a unit commits the crimes mentioned in the preceding three paragraphs, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be punished in accordance with the provisions of the preceding three paragraphs.