The insurance money has been paid to my cancelled account. Can I still take it out?

When we buy insurance, we often leave a bank card number and use it to pay insurance money regularly. After a long time, you can get back the principal at a fixed time. For example, some investment-oriented financial insurance can also get certain dividends. But there may be a problem at this time, that is, our bank card is cancelled. Because I didn't go to the insurance company to change my card, the bonus went directly to the cancellation card.

Don't worry at this time. Under normal circumstances, the cancelled card will not exist. Even if the insurance company can put the money in, it will be refunded within 24 hours. It is recommended to go to the bank for consultation in advance and then go to the insurance company to change the card.

1, will return to the cancelled account within 24 hours, which can't be used rationally and can't realize deposit and withdrawal and remittance. When we remit money, we will remind you that the account does not exist. But there are exceptions, there will be short-term successful remittance and automatic return to the original account within 24 hours.

The insurance we bought is definitely not from the new company. They all know these things. You can call customer service directly, and then go to the insurance company to change the card. The overall process is relatively simple, and the insurance customer service has basically experienced these things, so don't worry.

2. Information must be changed in time. The bank card number is different from the mobile phone number. For example, ordinary savings cards have 19 digits, 17 digits, and 16 digits. With so many numbers, a large number of card numbers can be generated, which will not be used by others after cancellation under normal circumstances. So when we return the card, someone will go back to the original place after payment, so don't worry that the money will disappear. But the phone number is different. It is probably used by another person. After a long time, you may get yourself into trouble.

Therefore, when the relevant business accounts change, we must go through the replacement procedures in time. Especially when it comes to money, it's better to make trouble for a day or two now than in a few months.

3. Remember to bind all accounts. Of course, in addition to the insurance dividends in daily life, there may be friends who borrow money to repay. Remember to ask for a data sheet at this time, and don't say anything to each other. Did you call? This is easy to believe. Some people may take advantage of the rules of card refund and deliberately want to pay back the money. Keep the evidence, let the bank confront the remitter and safeguard their legitimate rights and interests. Now is the Internet era, and various apps and accounts are emerging one after another. I suggest you write it down, cancel your bank card or mobile phone number in the future and replace it in time.