How to write a personal loan application? A sample article on loan application

Personal loan application form (general version)

I am a member of xx (Company), and my current position is xx. My average monthly income is xx yuan. A set of commercial housing (shop) developed for the purchase of xx (company), with the property number of xx. I hereby apply to your company for a mortgage loan of xx million yuan with a term of xx years, and agree to mortgage the purchased property to your company (bank) as repayment of the loan under the loan contract signed with your company (bank). I agree that your company xx (Bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status.

Based on the principle of honesty and trustworthiness, I declare that this property is xx house purchased by family loan (excluding provident fund loan). I opened a repayment account (account number xx) in our bank (sub-branch) according to your requirements, and promised to deposit the current principal and interest in full on the repayment date and loan maturity date, and authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from the account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.

Applicant (signature and fingerprint):

Valid ID number:

date month year

Fan Personal Loan Application Form (Housing Loan)

The applicant's situation

Last name: _ _ _ _ _ _ _ Gender: □ Male □ Female Nationality: _ _ _ _ _ _ Date of birth: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Mailing address: _ _ _ _ _ _ _ _ Tel:1:_ _ _ _ _ _ _ Tel: 2:_ _ _ _ _ _ _ _ _

Education: □ Postgraduate and above □ University □ Junior college □ Technical secondary school □ High school □ Junior high school □ Primary school □ Illiteracy or semi-illiteracy.

Marital status: □ Unmarried □ Widowed □ Divorced □ Married with children □ Married without children □ Other.

Work unit:

Working hours in the current company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Whether you have the qualification to practice: □ Yes □No..

Title: □ Advanced □ Intermediate □ Elementary □ No title.

My monthly income:

Monthly household income:

Per capita monthly income of family:

Number of dependents:

Main sources of income: wage income, self-employed income and other non-wage income.

Other sources of economic income:

Housing savings account number:

Social security number:

Total household assets:

Total household debt:

Total amount of family external guarantee:

Living conditions: □ Self-owned house □ Loan house purchase □ Sharing with relatives □ Dormitory □ Rent □ Other.

Housing accumulation fund account number:

Whether to open an account in our securities business system: □ Yes □ No.

Bank clerk: □ Yes □ No.

Do you have our credit card: □ Yes □ No.

Do you have our certificate of time deposit: □ Yes □No..

Customer level: □ None □ Branch level □ Head Office level.

Whether to participate in endowment insurance: □ Yes □ No.

Whether to participate in unemployment insurance: □ Yes □ No.

Whether to pay the provident fund: □ Yes □ No.

Whether to participate in medical insurance: □ Yes □ No.

Do you enjoy the housing subsidy: □ Yes □ No.

Spouse situation

Last name: _ _ _ _ _ _ Date of birth: _ _ _ _ _ Date of birth: □ Male □ Female ID name: _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _

* * * Same as the lender.

Last name: _ _ _ _ _ _ Date of birth: _ _ _ _ _ Date of birth: □ Male □ Female Tel: _ _ _ _ _ _ Name of certificate: _ _ _ _ _ _ ID number: _ _ _ _ _ _ _

loan application

Loan amount: _ _ _ _ _ _ _ (in words) RMB.

Lowercase:

The loan term is _ _ _ months.

Repayment method: □ Matching principal and interest repayment method □ Average principal repayment method □ One-time principal and interest repayment method.

Loan purpose: □ house purchase □ shop purchase □ self-built house □ house maintenance □ house replacement □ house demolition □ others.

Type of loan application: individual housing loan, individual commercial housing loan, individual re-traded housing loan and individual re-traded commercial housing loan.

□ Personal housing transfer loan □ Personal commercial housing transfer loan □ Personal self-built housing loan □ Personal overhaul housing loan.

□ Personal villa loan □ Personal second-home loan □ Personal high-grade commercial housing loan □ Provident fund personal housing loan.

Guarantee situation

Guarantee method: □ mortgage □ mortgage plus phased guarantee □ mortgage plus guarantee □ pledge □ pledge plus phased guarantee □ pledge plus guarantee □ guarantee.

Name of collateral: _ _ _ _ _ _ Name of pledge:

Name of guarantor:

Situation of proposed house purchase

Sales unit:

Project name:

Sales license number:

House Form: □ Existing House □ Forward House

Type of house:

Type of housing: welfare housing, micro-profit housing, affordable housing, affordable housing, commercial housing, unsold public houses, villas and others.

Address:

House structure: □ Frame □ Brick-concrete □ Frame shear □ Other

House area: _ _ _ _ _ _ square meters

Unit price: _ _ _ _ _ _ Yuan/m2

Total house price: _ _ _ _ _ _

Paid house price: _ _ _ _ _ _

Purchase contract number:

Property Ownership CertificateNo.:

Purpose of purchase: □ self-occupation □ investment □ others.

Delivery date: _ _ _ _ _ _ _ _ _ _ _

Whether to mortgage the commodity house: □ Yes □ No.

Self-built and overhauled houses:

House address:

Approval number of urban construction department:

House structure: □ Frame □ Brick-concrete □ Frame shear □ Other

Building area: _ _ _ square meters

Number of layers:

Cost of self-built house: _ _ yuan

Original value of the house: RMB.

Increased construction area: _ _ _ square meters

Expenses for overhaul of the house: _ _ _ (in words) RMB (in figures):

Planned commencement date: _ _ _ _ _ _ _ _ _ _ _

Planned completion date: _ _ _ _ _ _ _

The Lender and the Lender declare that:

1. I guarantee that the above information is true, legal and valid, and I voluntarily assume all legal responsibilities if I cheat or conceal the facts.

I admit that this application form is the basis for borrowing money from your bank. Copies of the submitted materials can be kept in your bank for future reference.

I have no objection when your bank does not accept the loan that does not meet the specified conditions.

I promise to repay the loan principal and interest in full and on time after obtaining the bank loan.

5. I agree that China Construction Bank will provide my credit information to the basic personal credit information database of the People's Bank of China and other personal credit databases approved by the credit authorities. It is also agreed that China Construction Bank can inquire about my credit status from the above-mentioned personal credit database or relevant units, departments and individuals, and the credit report obtained by the inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Personal Credit Information Basic Database promulgated by the People's Bank of China.

Signature of Lender: * * Signature of Lender:

_ _ _ _ _ _ _ _ _

Statement of the Lender's spouse:

I am the spouse of the lender, and I agree that the lender can apply for personal loans from your bank. I also agree that China Construction Bank can check my credit status from the above personal credit database or relevant units, departments and individuals. The credit report obtained by inquiry is limited to the scope of use stipulated in the Interim Measures for the Administration of Basic Database of Personal Credit Information promulgated by the People's Bank of China.

Signature of Lender's Spouse:

_ _ _ _ _ _ _ _ _

Personal loan application form Fan Wensan (car loan)

Bank personal car loan application

Loan Bank: Account Manager:

Applicant information:

Last name:

Name of certificate: □ ID card □ passport □ Other:

Certificate number:

Post a photo of the borrower

Sex: □ male □ female Date of birth: MM DD YY.

Education: □ Postgraduate □ University □ Junior College □ Technical Secondary School □ High School □ Junior High School □ Primary School □ Other.

Marital status: □ unmarried □ married □ widowed □ divorced.

Home phone number: work phone number:

Mobile phone/pager: E-mail:

Home Address: Home Postal Code:

Local police station: Isn't it agricultural registered permanent residence? what's up number

Work unit:

Industry: finance and insurance, government machinery, culture, education and health, commerce, posts and telecommunications, transportation, tourism, real estate, electronics and others.

Company Name: Company Address:

Number of job changes within three years: less than once, twice and more than three times.

Monthly income of borrower: monthly income of family: dependent population:

Name of spouse: Name of spouse's certificate: □ ID card □ passport □ other.

Spouse ID number: spouse's work unit:

Address of spouse's work unit: Job title of spouse's work unit:

Spouse's work phone: Spouse's mobile phone/pager:

Vehicles to be purchased and loan application:

Brand of vehicle purchased: model: color: imported car □ Yes □ No truck □ Yes □ No.

Total car purchase amount: down payment amount: loan amount applied:

Term of loan: annual repayment method: □ quarterly □ monthly repayment of loan principal: RMB.

Down payment ratio:% proportion of repayment amount in each installment to family income:

Name of car selling unit: special dealer □ Yes □ No Car selling unit Tel:

Car purchase contract number: car purchase purpose: □ self-use □ cargo transportation □ long-distance and short-distance passenger transport □ taxi operation □ others.

Withholding and savings card number:

Borrower's statement:

The above information is completely true. No matter whether the bank loans or not, the bank will keep this loan application. I agree that the bank can audit the income, property status and work experience of myself and my family members.

Signature of the applicant:

date month year

Statement by the borrower's spouse:

I am the spouse of _ _ _ _ _ _ _ _ _

Signature of the Borrower's spouse:

date month year

Guarantee information

Method of providing guarantee: (Please select and fill in)

□ Name of mortgaged property: appraised value: RMB mortgage rate:

□ Name of pledge right certificate: appraised value: RMB pledge rate:

□ Guarantor 1 Name: Guarantor 2 Name:

□ Name of pledged collateral (pledge): appraised value: RMB (pledge).

Guarantor 1 Name: Guarantor 2 Name:

Legal person guarantee:

Guarantor 1: company name:

Business license number: loan certificate number:

Legal Representative: Legal Representative Tel:

Authorized Agent: Authorized Agent Tel:

Chief Financial Officer: Chief Financial Officer Tel:

Legal person code: Main business:

Basic bank account number: company address:

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