First: clear objectives.
What is the purpose of buying a house? This is the first thing to be clear about buying a house. If it is used for self-occupation, it needs to pay more attention to the surrounding facilities, travel costs and other factors, and give priority to houses close to urban areas or work areas; If it is used for investment, it should be based on the profit of the house.
Second: prepare funds.
Buying a house is a big capital expenditure. If the buyer mortgages the house, the down payment and monthly payment will directly affect the quality of life in the next few decades, so it is necessary to plan and prepare in advance. Generally speaking, the down payment of the first suite is 30% of the total house price, and the down payment of the second suite is 70% of the total house price. According to the household income, the monthly supply and demand situation. It is suggested that the repayment amount should be controlled at 30%~40% of the monthly income of the family.
Third: How long is the property right and left?
When buying a house, people generally don't forget property rights. What people often forget is how long property rights are left. These are two different concepts. For example, a company that Bian Xiao went to last time launched an apartment with 40-year property rights, but because the land has already been used, if the house is being built now, the customer will get the house after the house is handed over. In fact, the property right is still 25 years, and it was used until 15. This is a big pit. Because the property right time is short, the house price is relatively cheap. Ordinary customers don't ask so much when they look at cheap housing prices, but only ask how many years of property rights. Of course, the sales of real estate only tell you 40 years, and will not tell you foolishly that there are 25 years left. Difference between 40 years and 25 years 15 years. If you don't pay attention, it's easy to be fooled. Therefore, the question of property rights should be carefully asked.
Fourth: check five certificates.
In a house with incomplete five certificates, there may be cases such as "unable to apply for real estate license", "invalid pre-sale contract" and "unable to sign the contract online". Therefore, we must pay attention to the inspection of the five certificates, and it is best to check the original, because the copy is easier to tamper with.
Fifth, investigate the background of the developer before signing the contract.
Not a big developer must have integrity, but at present, the developers who have problems are generally companies with less funds and less development experience. Moreover, those big companies intend to operate in the real estate industry for a long time and have a good reputation guarantee. So before you decide to buy a house, you should ask people around you about the reputation of the developer.
Sixth: comprehensive consideration
It is necessary to see clearly whether the planning, design and supporting facilities of the whole project meet their own needs, whether they meet the convenience of life and the comfort of living. Now there are many finely decorated houses, so it is necessary to pay attention to whether the decoration between the early model houses and the late auction houses is unified. For rough houses, we must pay attention to the rationality of the internal structure of the house, including the actual use area. Because the shared area of tower and board building is different.
The above is a detailed answer to the matters needing attention in buying a house. I wonder if you are satisfied with our introduction.