(2) Personal housing loan will become the main body of housing finance business and develop rapidly.
(3) The types of business will be diversified, especially the intermediary business of housing credit will be developed vigorously.
Housing credit, especially intermediary businesses such as real estate appraisal, house purchase loan consultation, agency payment, agency insurance and agency property registration derived from individual housing loans will be vigorously developed.
(4) The operation and management of individual housing loans will be electronic, institutionalized and intensive.
(5) Entrusted housing finance business will still become the focus of inter-bank competition.
(6) Strengthening management and preventing risks will become an important issue for the sustainable development of housing credit business.
(7) Individual housing loans will be securitized.
(8) The housing finance market will be further subdivided, and more and more non-bank financial institutions and other intermediaries will actively intervene in this field.