9. Husband's follow-up, try to keep it once a week, and follow up regularly on Monday or Tuesday.
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It has been three weeks since Jiufu officially launched three harvest channels.
However, only 158 people actively chose the scheme and were harvested and got off the bus, accounting for only 4%. In addition,/kloc-0.2% of the lenders "downloaded the credit card, but did not actively choose the scheme", and/kloc-0.4% of the lenders "chose the scheme, but could not get off the bus".
Although the proportion of this survey is not necessarily objective and true, at least, it illustrates two problems:
First, the lenders who strongly disagree with Jiufu's three channels account for an overwhelming proportion of lenders.
Second, even if you choose the scheme, you may not be able to get off, and the rules of getting off the platform are extremely opaque.
Secondly, once the lender chooses the scheme, Jiufu will transfer the creditor's rights held by the lender to a third party for disposal and clean up its own responsibilities.
Really, I have seen wc, but wc like Jiufu is extremely rare in the whole industry.
What really makes the lender feel powerless is that wc belongs to Wc:
In the face of the "perverse" behavior of Jiufu Platform, Fangshan Special Class is persuading lenders to choose channels.
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As the transferee of channel creditor's rights, the financial jg department of An, Xi Finance Bureau has different suggestions.
The main points of Xi 'an Finance Bureau are as follows:
First, it is suggested to maintain a loan relationship with the creditor Jiufu and not transfer the creditor's rights to Xi 'an Guoheng for disposal.
Second, Guo Heng's strength is weak and its ability is in doubt, so the risk will only be greater. Relatively speaking, Jiufu's strength is stronger, and it is Jiufu's responsibility to deal with risks.
Third, Xi Anyou wd Company has retired, but we have never seen such a risk transfer as Jiufu.
Fourth, the behavior of not actively selecting channels, but being selected by the platform by default, is regarded as invalid.
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In fact, Jiufu, by rights, really shouldn't be handled in the present order.
Normal liquidation, good or bad, or vicious liquidation.
First, the first step is to thoroughly investigate the illegal situation of the platform!
If there are illegal acts and interests are transferred, it is time to go through legal procedures. If the freeze is frozen in time, it will stop loss for the lender in time.
If there is no violation of laws and regulations, proceed to the second step.
The second step is to take stock of assets!
Jiufu's book cash is 4 billion, the profit delivery of historically high service fees, and the assets of the parent company and related parties.
The third step is to sort out creditor's rights and increase collection!
It's not a year or two since Jiufu was founded. Loan for more than ten years, why is it suddenly paralyzed now? How to choose channels? All creditor's rights must be transferred.
The fourth step is to evaluate assets and disclose the real operation of the platform to lenders, how many loopholes exist and how to solve them.
If you don't see the first three steps, skip to the fourth step and unilaterally announce three harvesting plans without disclosing any platform assets.
This is human nature.
There is no principle at all.
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Let's call it a day.
good night
Related Q&A: Related Q&A: Jiufu's online loan products are accused of disguised usury. what do you think? \n
Thank you for inviting me. I am Jiro, focusing on the analysis and revelation of debt problems!
First of all, Jiro believes that it is natural and understandable to pay back debts, but at the same time, he should safeguard his due rights and interests within the scope of law. Therefore, I suggest that when there is a dispute with those online lending platforms, the majority of borrowers should at least pay off the principal borrowed at that time, instead of just yelling at Laozi and not paying it back, so that at least they can be in an invincible position on moral issues. Finally, the debtor should know how to use laws and regulations to exempt himself from unnecessary interest.
When people gradually know how to use the law to protect their rights and interests, those online usury platforms that only employ third-party collection companies to bomb will naturally die out, and they are operating illegally. If they dare not really go to court in the face of overdue problems, they will undoubtedly dig their own graves, so their closure is a matter of time.