Real estate mortgage is a kind of real right guarantee. You can apply for real estate mortgage when you take out a loan. This needs to be registered, and we usually apply at the local real estate registration center. What is the first registration guide for Lianyungang real estate mortgage? The following contents are compiled by Net Bian Xiao for your reference. I. Conditions for the first registration of Lianyungang real estate mortgage (1) If a natural person, legal person or other organization establishes a real estate mortgage according to law in order to guarantee the realization of its creditor's rights in civil activities such as borrowing, buying and selling, the mortgagor and the mortgagee may apply for the registration of real estate mortgage at the same time. If the right to use the construction land or the right to use the sea area is mortgaged, the land on the sea area shall be mortgaged together with the buildings and structures; Where buildings and structures are mortgaged, the right to use the construction land occupied by the buildings and structures and the right to use the sea area shall be mortgaged together. 1. If the debtor or a third party mortgages the real estate to the creditor without transferring the possession of the real estate, the parties may apply for the first registration of general mortgage; 2. In order to ensure the performance of the debt, if the debtor or a third party provides mortgaged real estate for the creditor's rights that will occur continuously within a certain period of time, the parties may apply for the first registration of the maximum mortgage; 3. If the building under construction is mortgaged, the parties may apply for the first registration of the right to use the construction land and the mortgage right of the building under construction. (2) If the following properties are mortgaged, you can apply for real estate mortgage registration: 1. The right to use construction land; 2. Buildings and other ground attachments; 3. the right to use the sea area; 4 through bidding, auction, public consultation and other means to obtain the right to contracted management of wasteland land; 5. Buildings under construction; 6. Other immovable property not prohibited by laws and administrative regulations. (3) For the following properties that are prohibited from mortgage by law, the real estate registration agency will not handle the registration of real estate mortgage: 1. Land ownership and sea area ownership; 2. The right to use collectively owned land such as cultivated land and homestead, except that it can be mortgaged according to law; 3 schools, kindergartens, hospitals and other public welfare institutions, social organizations, educational facilities, medical and health facilities and other social welfare facilities; 4. Real estate whose ownership and use right are unknown or controversial; 5. Real estate sealed up according to law; 6. Other immovable property that cannot be mortgaged according to laws and administrative regulations. (4) The first registration of mortgage right shall be jointly applied by the mortgagor and the mortgagee. (5) It belongs to the scope of registration duties, and the application materials are complete and conform to the statutory form. Lianyungang real estate mortgage first registration materials real estate registration application; The identity certificate of the applicant; Certificate of ownership of immovable property; Principal creditor's rights contract. If the maximum amount is mortgaged, the contract or other registration reason documents and other necessary materials that will continue to generate creditor's rights within a certain period of time shall be submitted; Mortgage contract. If the principal creditor's rights contract contains mortgage clauses, a separate mortgage contract may not be submitted. The maximum mortgage, submit the maximum mortgage contract; If it is agreed to transfer the creditor's rights existing before the establishment of the maximum mortgage to the creditor's rights guaranteed by the maximum mortgage, the contract of the existing creditor's rights and the written materials that the parties agree to include the creditor's rights in the scope of the maximum mortgage guarantee shall be submitted; Where a building under construction is mortgaged, a construction project planning permit shall be submitted. Iii. The first registration process of Lianyungang real estate mortgage 1. Application: the applicant submits the application materials to the comprehensive window of the government service center; 2. Acceptance: The window staff decides whether to accept the application materials on the spot or within the specified working days. If the materials are incomplete or do not conform to the statutory form, the handling organ shall inform the applicant of all the contents that need to be supplemented at one time within the prescribed working days, and issue a notice of rejection for those that do not belong to the scope of acceptance; 3. Review: the handling personnel review the materials submitted by the applicant and put forward preliminary review opinions; 4. Decision: The person in charge of the agency shall sign the examination and approval results according to the examination opinions. If the application is approved, the handling organ shall issue the handling result to the applicant; If it is not approved, the handling organ shall notify the applicant in writing and explain the reasons, and inform the applicant that if he has any objection to the processing result, he may apply for administrative reconsideration or bring an administrative lawsuit according to law; 5. Voucher preparation: Voucher preparation department completes voucher preparation; 6. Issuance and delivery: The applicant should produce personal identification (valid ID card, temporary residence permit, household registration book, etc.). ) and the acceptance notice to the application window to receive the processing results. Four. The first registration of Lianyungang real estate mortgage is based on the Provisional Regulations on the Registration of Real Estate. The following real estate rights shall be registered in accordance with the provisions of these regulations: (1) collective land ownership; (2) Ownership of buildings and structures such as houses; (3) Ownership of forests and trees; (four) the right to contract the management of cultivated land, forest land and grassland; (five) the right to use the construction land; (six) the right to use the homestead; (7) the right to use sea areas; (8) Easement; (9) mortgage right. (ten) other real estate rights that need to be registered according to law. Article 9 of the Detailed Rules for the Implementation of the Provisional Regulations on the Registration of Real Estate, Order No.63 of the Ministry of Land and Resources [20 16], applies for the registration of real estate, and the applicant shall fill in the application form for registration and submit the identity certificate and relevant application materials. Original application materials shall be provided. If the original cannot be provided due to special circumstances, a copy may be provided, which shall be consistent with the original. Article 19 A party may unilaterally apply for real estate registration on the basis of the effective legal documents of the people's court or the arbitration commission or the effective decision of the people's government. In any of the following circumstances, the real estate registration agency shall directly handle the real estate registration: (1) The people's court requests the real estate registration agency to handle the registration with the effective legal documents and the notice of assistance in execution; (two) the people's procuratorate and the public security organ shall, in accordance with the law, handle the seizure registration with the notice of assistance in seizure; (3) The people's government requests the real estate registration agency to cancel the registration after the decision on expropriation or recovery of real estate rights takes effect according to law; (4) Other circumstances stipulated by laws and administrative regulations. If the real estate registration agency thinks that the registered items have objections, it shall put forward examination suggestions to the relevant authorities according to law. The mortgagor who registered the real estate mortgage in Lianyungang for the first time must have the subject qualification, and the mortgagor must have the right and capacity to fully own the ownership and disposal right. The registration of real estate mortgage is protected by law. If you have any other questions, please visit the website for one-on-one legal consultation.