Will Xiao Bai's commitment affect the credit investigation?

Xiaobai's retention date affects the credit report. Xiaobai's non-compliance score is a score given by Sesame Credit Platform according to the comprehensive evaluation of users' credit records, behavior habits and performance ability on Alibaba platform and Ant Financial Service platform. Users who have defaulted on these platforms, including overdue repayment and malicious default, will be recorded on Sesame Credit Platform, thus affecting Xiaobai's default score evaluation results. If Xiaobai's default score decreases, users' performance ability will be considered weak, which will affect their credit information collection. Credit investigation refers to the activities of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management.