Second, personal credit records can only be inquired in Zhongshan Central Branch of China People's Bank, and there is no such thing as villages and towns.
3. To check personal credit records, you need to bring the original ID card to the loan certificate business hall of the credit information office.
Extended data:
Factors affecting personal credit information
1. The credit card has an overdue record. Once the overdue record is generated, it will affect the personal credit rating, unable to enjoy the bank's interest rate concessions, or even unable to obtain loans, so it is necessary to avoid overdue repayment of credit cards.
2. Personal debt is too high, and there have been loans before, and the loan amount is large, accounting for 70% and 80% of income, so the credit rating will be low.
3. Personal credit information has been inquired by people other than myself for many times. If the personal credit information is inquired by other institutions for many times, it is likely that the credit information records are inquired because of borrowing from many institutions, which affects the loan.
4. Spouse's credit is very important. If you are married, your spouse's credit rating will be affected if his credit is bad, his credit card is overdue or his debt is too high.
References:
China People's Bank Credit Information Center-contact information of all credit information sub-centers and inquiry points in China.