How many years should I buy a second-hand house?

When buying a second-hand house, it is usually recommended that you buy a second-hand house that is more than two years old, preferably within five years. First of all, there will be a lot of taxes and fees for buying a second-hand house now, but if the second-hand house is over two years old, it can be exempted from business tax. If this house was originally occupied by the owner, then personal income tax can be exempted when buying, which can reduce our housing cost.

So why do you suggest buying a house less than five years old? Because this is based on the design of the house. If the house you bought is more than five years old, all aspects of the design must be relatively backward when building the house. I believe that it is definitely not particularly comfortable for people to live in this kind of house after buying it. If the house is over 10 years old, it will be 20 years after we bought it. If you want to sell this house again, the bank may not apply for a loan, so you must take these factors into account when buying a house.

Some people may think that I bought a second-hand house and lived by myself, and I don't want to sell it anymore, so it doesn't matter how big the house is, but this idea is absolutely wrong. You know, the current house property rights are basically 70 years. Assuming that the house is over 10 years old when you buy it, the actual property right will be less after we buy it. Although the current housing property rights have expired and can be renewed in the future, there are still some fees to be paid, so it is definitely not cost-effective to buy a house for more than ten years.

Of course, there are many precautions for buying second-hand houses now. For example, we need to check the relevant documents of the house when buying a house, and the most important thing is the property right certificate. Another most important thing is to see if the house is still mortgaged.