The real estate requirements of major banks applying for real estate mortgage loans are basically the same. 1 property right: it is required that the property right of the house must be clear (that is, the private house that has obtained the real estate license). If the property is owned by more than one person, someone must approve it. Shall not apply for public property, enterprise property, small property rights, seized housing mortgage loans. Type 2: Houses, shops, villas, office buildings, commercial and residential buildings can be handled, and some banks can also handle affordable housing that has obtained real estate licenses. Area: Tianjin (including four suburbs and five counties) can be handled. 4. Status: The property in mortgage or mortgage status can be refinanced as long as the total value of the property is full. 5 Housing area and housing age: there are slight differences according to the location of the house and the handling bank. The basic requirement is more than 40 square meters, 30 years. (Note: If the mortgaged property can still be rented or sold, the bank will not keep the original property ownership certificate. For the sold property, it is only necessary to settle the remaining unpaid principal without paying the remaining interest. )