When buying a new house, the average developer has already set the price. Unless you have superhuman ability, it is difficult to bargain.
Pay attention to the following issues when signing a house purchase contract:
A. Check whether the developer has a pre-sale permit for commercial housing, that is, whether the developer has a state-owned land use right certificate, a planning permit, a construction permit, etc.
B use the standard house sales contract text uniformly printed by the real estate management department, and fill it out carefully according to the terms listed in the text.
C, pay attention to whether the rights and obligations in the terms of the contract are equal, and put forward opinions when the conditions are not equal.
D, distinguish the temporary measured area and the measured area of the house. If there is any difference between the temporarily measured area and the actually measured area, opinions shall be put forward and written into the relevant clauses or additional clauses of the formal contract.
E. Whether the payment method of house sales is standardized, and whether the amount, time limit, method and liability for breach of contract of payment are stipulated in the contract.
F, look for whether the delivery date is determined, clearly stipulate that the delivery date is "a certain year, a certain month, a certain day" and indicate the responsibilities that developers and enterprises need to bear if they cannot deliver the house on time.
G. To prevent the development enterprise from reselling unsold houses, please go to the local housing authority for confirmation before signing the contract.
Question 2: What should I pay attention to when buying a house? What questions should I ask? Buying a new house depends on whether the project has five certificates. Only the real estate with complete five certificates can be signed online for the record, which has the basic conditions for handling real estate licenses.
When buying a new house, the average developer has already set the price. Unless you have superhuman ability, it is difficult to bargain.
Pay attention to the following issues when signing a house purchase contract:
A. Check whether the developer has a pre-sale permit for commercial housing, that is, whether the developer has a state-owned land use right certificate, a planning permit, a construction permit, etc.
B use the standard house sales contract text uniformly printed by the real estate management department, and fill it out carefully according to the terms listed in the text.
C, pay attention to whether the rights and obligations in the terms of the contract are equal, and put forward opinions when the conditions are not equal.
D, distinguish the temporary measured area and the measured area of the house. If there is any difference between the temporarily measured area and the actually measured area, opinions shall be put forward and written into the relevant clauses or additional clauses of the formal contract.
E. Whether the payment method of house sales is standardized, and whether the amount, time limit, method and liability for breach of contract of payment are stipulated in the contract.
F, look for whether the delivery date is determined, clearly stipulate that the delivery date is "a certain year, a certain month, a certain day" and indicate the responsibilities that developers and enterprises need to bear if they cannot deliver the house on time.
G. To prevent the development enterprise from reselling unsold houses, please go to the local housing authority for confirmation before signing the contract.
Question 3: What should I ask and how to consult when I go to see the real estate and buy a house? Huxing, price, supporting facilities, pool, property, loan problems, delivery date, room type, property type, land nature and decoration situation, directly ask the sales staff, if there is a pre-check-in, ask them if they are more real, and what the sales staff says is best.
Question 4: What does it cost to buy a house? Step 1: Pay the down payment.
Step 2: The borrower needs to apply for a house purchase loan and pay relevant fees.
Banks should pay assessment fees, mortgage registration fees, notarization fees and insurance premiums when handling mortgage procedures, and the specific fees for handling mortgage procedures shall be determined by the lending bank. Reference appraisal fee: 0.2% of the property value. 2. Mortgage registration fee: 80 yuan per copy. 3. Insurance premium: loan amount × insurance rate × loan term. 4. Notary fee: 1.5 ‰× loan amount. The above is for your reference only. The charges of each bank may be different, so you need to consult the bank that handles the mortgage.
Step 3: You need to pay a fee when you check in.
1, natural gas initial installation fee
2. The IC card electricity meter costs 300 yuan, and the intelligent alarm costs 268 yuan. According to the actual situation of the project, there is no unified standard at present.
If you have cable TV, you must pay the subscription fee.
4. The house heating initial installation fee is divided into three parts: heat source construction fee, external pipe network construction fee and indoor facilities installation fee.
5. The ownership registration fee is the fee for handling the real estate license.
6. Decoration deposit: The decoration deposit is collected to restrain other decoration companies and self-installed owners from damaging public facilities during the decoration process.
7. Decoration garbage cleaning fee.
8. Prepayment of property fees: Property fees are the fees that property buyers have to pay to the residential property company before moving into the new house, and the longest advance payment is three months.
9. Decoration elevator fee and management fee.
10. Fees to be paid for real estate license: registration fees and real estate deed tax have increased in some places after the New Deal.
Question 5: What problems do novices need to consult or pay attention to when buying a house? First, determine the goal of buying a house
The premise of buying a house is rational and planned consumption. Decide your own property according to your own income, expenditure and other actual conditions. In fact, it is good to meet the basic housing needs, which can reduce the extra burden.
Second, learn more about buying a house.
Because housing involves a huge amount of money, you need to know more about the basic knowledge of real estate before buying a house.
Third, screen the scope of buying a house.
Choose a property that suits you, with a small area and a small down payment. If you can, you can buy a second-hand small house or a newly opened small apartment in the city center. The advantages of second-hand small huxing are convenient transportation, mature supporting facilities and relatively favorable prices; On the other hand, because young people's job mobility is still quite large, it is more convenient to consider a place with suitable transportation. The advantages of newly opened small huxing are more reasonable huxing, higher living comfort and relatively higher return on investment in the future.
Question 6: What should I pay attention to when buying a house? What questions should I ask? Hello, I suggest you consult a regular real estate agent and recommend you to go to elite real estate. Professionals will give you professional answers. If you are satisfied, please accept them. Thank you!
Question 7: What basic questions do you need to know when buying a house? First of all, you need to see five certificates, one is the construction land planning permit, the other is the construction project planning permit, the third is the construction project commencement permit, the fourth is the state-owned land use permit, and the fifth is the pre-sale permit of commercial housing, which is referred to as the "five certificates". Among them, the first two certificates are issued by the Municipal Planning Commission, the construction city by the Municipal Construction Committee, and the state-owned land use certificate and the pre-sale permit of commercial housing by the Municipal Bureau of Land Resources and Housing Management.
During the field trip, the following matters should be noted:
1. Try to buy a house developed in the first phase. Generally speaking, the price is cheap and the quality is good.
When buying a house, be careful not to buy one facing the street. The noise is too loud. Even a small path has the potential to develop into a vegetable market.
3. Don't buy the second floor. Generally, one kitchen sewer is on the second floor and the other is on the first floor. This second floor is the easiest to block, and it will be miserable if it is blocked.
4. Don't buy the top floor. The top floor leaks easily. Although it can be repaired, it is time-consuming and laborious, and the repair time is likely to be extended indefinitely.
Don't buy a basement with a kitchen sewer, or it will collapse sooner or later.
6. The screen window must be built-in, otherwise it will be fine to fall on the ground, and it will be difficult to fall on people.
7. The outside of the window must be tilted outward, otherwise the sealant on the window will flood the Seventh Army after aging.
8. It is best to push and pull the window, which is closed in the middle and has good sealing performance.
9. There must be a floor drain in the kitchen, so that in case the water pipe bursts and there is water leakage, the home will not become the Pacific Ocean.
10. Waterproofing in the bathroom is very important! ! ! When handing over the house, you must encourage your upstairs to do a 48-hour closed water test with you to determine its waterproof performance, otherwise the consequences will be very painful once it leaks.
1 1. Don't believe what those salesgirls say about imported doors and windows. The more so, the more difficult it is to buy door and window accessories, and the later property can't be taken out at all.
12. Test the sound insulation before buying, otherwise it will be very painful.
13. The entrance door at home is a security door with cat eyes, and the door without cat eyes is a fire door. If there is a fire, the cat's eye will explode, but if there is a stranger, the cat's eye can see it. See what you need.
14. Try to suppress water pipes and heating pipes at home, especially heating. Individual radiators will directly affect the room temperature. If they are installed backwards, it is extremely difficult to change them. If it is completely upside down, you can change it outside, but if you put one or two pieces wrong, it will hit the ground.
15. Pay attention to the number of parking spaces in the community. You may not buy a car in the near future without a watch.
16. Pay attention to the location of the house you bought, and be careful that the space below you becomes a parking lot.
17. If your home has a unit intercom, don't buy a floor. The sound of closing the door will drive you crazy, and the alarm is even more amazing.
18. You must ask about the performance and usage of the intercom system at home and test it carefully, otherwise the superior performance in publicity may only be publicity.
19. When decorating, don't touch the floor tiles in the bathroom, and don't waterproof yourself-unless you have money and no place to spend it, you must know that developers are unwilling to guarantee waterproof for you, and they are worried that they can't find a reason.
Question 8: To buy a house in the sales center, you need to ask about the price and discount, and learn more about it, so that you can get a general picture, then look at the house, find a room with a good orientation, and then start. Before starting, ask the salesperson to write down all the expenses that need to be paid and ask her to sign it. If someone wants to give you any money first, they should also give you a copy of the invoice and ID card to prove that they have received your money and will definitely do things for you. Many procedures can be discussed, and the house is also a little preferential. I hope you have a house you like.
Question 9: What taxes do I have to pay to buy a house? Taxes and fees incurred by the buyer when buying a house: deed tax for the first suite 1% (for houses with an area of over 90 square meters 1.5%) and 3% for the second suite.
Transaction management fee 3 yuan/m2
Transaction registration fee 50 yuan
Taxes borne by the seller: 5.5% of business tax (exempted after five years, with an area less than 144 square meter).
Personal income tax: 1% (the only property in the urban area is exempted after five years)
Transaction management fee 3 yuan/m2
The whole transaction is like this: ① After signing the contract, transfer the ownership at the agreed time.
(2) On the day of transfer, submit documents in the morning (submit transaction data to the Housing Authority).
(3) After submission, the Housing Authority will check the information, which will take about three hours to complete. (At this time, it is generally around 1 pm) and you can pay taxes.
(4) Paying taxes will give you a tax invoice. There are two copies. You should return them to the appraisal office of the Housing Authority.
⑤ He will tell you that you can get a new real estate license in a few days (usually 7 days, along holidays).
6. Then wait for the certificate.
I suggest you find an intermediary to help you, but remember: you must pay taxes in person before the intermediary can have a chance to eat the difference.
Question 10: What are the necessary questions to ask before buying a house? First of all, do you buy a new house or a second-hand house? You didn't even make it clear yourself
Necessary question of new house: Does the house have a pre-sale permit? Is the real estate sales contract signed immediately? Is the nature of housing land commercial, industrial or residential property right? Is the 70-year water and electricity fee the floor area ratio of civil standard houses? How many families are there in the house? How many rooms in this house face the sun? Is the delivery standard rough or simple? How much is the property fee? Does the property fee include the elevator fee? Does the surrounding traffic belong to school districts, hospitals and supermarkets?
Necessary question of second-hand housing: building age? Is there a property fee for the school district? How much is the house for more than five years Is there tax and business tax? Is there a basement or storage garage around the school district? Do you have a land certificate? Is there a 70-year property right? Are utilities leaking from the standard ceiling of civil engineering?