As the core component of new energy vehicles, batteries cannot be insured separately.
The reporter consulted the major insurance companies, and they all said that there are no separate insurance regulations for new energy vehicles at present, and the existing regulations are basically based on gasoline vehicles.
At present, the market share of new energy vehicles is small. Considering the high cost of batteries and the difficulty in handling technical failures, domestic insurance companies are reluctant to take the risk of setting up separate insurance coverage for batteries.
However, with the gradual development of the new energy market, the insurance industry should also study products matching new energy vehicles as soon as possible. At the same time, it is also necessary for government departments to study relevant laws and regulations as soon as possible, standardize the new energy automobile insurance market and promote the healthy development of the industry.