1. Inquire through the Credit Information Center of the People's Bank of China: Users only need to bring their ID cards to the Credit Information Center of the People's Bank of China. If users don't have much time at ordinary times and can't go to the bank directly, they can also log on to the personal credit information service platform of China People's Bank.
2. Counter inquiry of the loan bank: When we want to inquire about the loan information, we just need to go directly to the bank outlets that handled the loan at that time and ask the bank staff to print the loan information records. If the staff is busy, they can also go to the self-service printer to print.
3. Online banking inquiry: Users can download the mobile APP of the bank handling the loan and log in to the personal online banking inquiry page to inquire about the loan records. But this method is not particularly detailed, and they have to go to the bank to inquire if it is necessary.
4. Telephone inquiry: directly call the customer service phone of the loan bank, communicate with the customer service, and provide information as required. The customer service will inform the individual of personal loan information by SMS or voice.
The above content is a detailed answer to how to query loan information. I hope this answer can help you solve the problems in your life.
It is suggested to know your current credit situation in "Beijian Quick Check". Get rid of the bad habit of applying for a loan, you can cover up your dishonesty with a new good record of using money, thus improving your credit level.
Extended data:
How to inquire about personal credit inquiry?
There are the following query methods.
There are generally two ways to check personal credit information. The first way is to check online. You can apply for a personal credit information report after you enter your personal information and register your account through the Credit Information Center of China People's Bank. The report has an electronic version and can be saved.
The second way is to go to the central bank or a commercial bank authorized by the central bank to print your own credit report, which can be a short version or a detailed version. Lenders can bring their own identity documents and print reports according to actual needs.
It is worth noting that credit reports can only be printed twice a year for free. If you print more than twice, you need to pay some fees. You should also pay attention to this. Try not to print personal credit reports at will.
There will be more detailed credit records in the credit report, and these loan records will always be kept in the credit report. Of course, as long as the lender is not overdue, these loan records will not have any impact on it and belong to relatively neutral information.