Legal basis: Regulations on the Administration of Credit Information Industry
Article 13 Personal information shall be collected with the consent of the information subject, and shall not be collected without its consent. However, information disclosed in accordance with laws and administrative regulations is excluded.
Information related to the performance of duties by directors, supervisors and senior managers of an enterprise shall not be regarded as personal information. Article 15
Information providers who provide personal bad information to credit reporting agencies shall inform the information subject himself in advance. However, bad information disclosed in accordance with laws and administrative regulations is excluded.
Article 19 Where a credit reporting agency, information provider or information user obtains the consent of the subject of personal information by using the terms of the standard contract, it shall make a prompt in the contract that is enough to attract the attention of the subject of information and make a clear explanation according to the requirements of the subject of information.
Article 20 Information users shall use personal information in accordance with the purposes agreed with the subject of personal information, and shall not use it for purposes other than those agreed upon, and shall not provide it to a third party without the consent of the subject of personal information.