If you want to handle the business of transferring commercial loans to provident fund loans, customers can go to the local housing provident fund management center to handle it. Zhecheng County Housing Provident Fund Management Center is located in the east of Huangshan Times Square, Huangshan Road, Zhecheng County, Shangqiu City, and can be transferred to public business.
Business-to-public is to convert the commercial housing loans that have been handled into provident fund loans, which can only be used by employees who have paid the provident fund. The purpose of the conversion is that the interest rate of provident fund loans is very low, and a lot of interest can be saved after the conversion. However, the transfer of public business is not something you can transfer if you want to. In addition to paying the provident fund, the loan amount of the provident fund is enough to cover the outstanding commercial loan principal. The most important thing is that the local provident fund loan amount does not exceed the standard. If the loan amount of local provident fund is used below 10%, the provident fund center generally does not support the business of transferring to public.