Although Jiangmen is a second-tier city, there are still many people going there. If you want to buy a house in Jiangmen, you need to have enough funds to meet certain conditions. So what are the conditions for buying a house in Jiangmen, and what is the policy for buying a house in Jiangmen? Do you know that?/You know what? Now let's have a look.
1. What are the requirements for buying a house in Jiangmen?
1. Have a social security or tax certificate in Jiangmen for one year in a row, and at the same time, the monthly income should reach two to three times the monthly payment; 2. Jiangmen property buyers should be over 18 years old, and men should not be over 60 years old and women should not be over 55 years old when the loan expires; 3. Buyers need a stable source of income and the ability to repay the principal and interest.
2. What is Jiangmen's housing policy?
1. In Jiangmen, the original policy stipulated that if the housing area was larger than 144 square meters, the deed tax of 3% would be paid. In the new policy, as long as the housing area is more than 90 square meters, the deed tax of 1.5% will be paid. If you buy a second house, the house is more than 90 square meters. The original policy was 3% deed tax, and the new policy is 1% deed tax. Housing below 90 square meters, the original policy of 3% deed tax, the new policy of 2% deed tax.
2. If you buy a second suite in Jiangmen, you can apply for 40% down payment, and the interest rate has gone up by about 10%. If the loan for the first house has been paid off, then buying the second house can be counted as the first suite. Jiangmen purchased the first suite at the benchmark interest rate.
3. If the buyer is buying a house for the first time, whether it is a new commodity or a second-hand house, it will take three years after obtaining the property right certificate to transfer the ownership. In other words, Jiangmen's new house cannot be traded within three years, and it needs to be understood before buying a house.
I'll introduce what conditions Jiangmen needs to buy a house and what policies Jiangmen has to buy a house. Are you clear? In addition to preparing enough funds to buy a house in Jiangmen, it is also necessary to meet the conditions, otherwise it is impossible to buy a house in Jiangmen.
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