1. Bring your ID card and social security card to the local social security center or the labor security department for inquiry;
2. Log in to the labor security network or social insurance business website of the city where you are located;
3. Call the labor security comprehensive service telephone number 12333 for policy consultation and information inquiry;
4. General medical insurance agencies will print out the list of personal accounts of the insured person in the previous year, which can be queried through the list.
Rules for the use of medical insurance:
1, the difference between individual account and pooling fund: individual account is mainly used to pay individual medical expenses, while pooling fund is used to share major medical expenses;
2. Insurance qualification: The insured is usually required to have a stable work and residence certificate in the local area, and some areas may also have household registration requirements;
3. Payment proportion and base: The proportion and base of medical insurance payment may be different in different regions, and it is usually shared by individuals and units.
4. Scope and proportion of reimbursement: Medical insurance reimbursement is usually only for basic medical services and medicines, with a certain reimbursement ratio and a capping line;
5. Designated medical institutions: the insured can only enjoy medical insurance reimbursement in designated medical institutions;
6. Procedures for medical treatment in different places: If you need to seek medical treatment outside the insured place, you may need to go through the procedures for medical treatment in different places before you can use medical insurance.
To sum up, the ways to inquire about the details of medical insurance accounts include bringing my ID card and social security card to the social security center or the labor security department, logging in to the labor security network or social insurance business website, calling the labor security comprehensive service telephone number 12333 for consultation and inquiry, and inquiring about the personal account list printed and issued by the medical insurance agency.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 74
The social insurance agency shall obtain the data needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner. The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement. The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge. Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.