You should know these things.
Loan consultation before signing the contract
(A) provident fund related consulting methods
1. On-site inquiry of provident fund office: working days (8: 30 am-11:30 am; 13:00- 16:00 pm) Go to Shahekou Office of Dalian Housing Provident Fund Management Center for consultation.
Address: No.23 Changxing Street/KLOC-0, intersection of Wansui Street and Changxing Street, diagonally opposite to No.79 Middle School.
2. Consultation of Dalian State-owned Housing Management Group Co., Ltd.: 20265438+February 22nd 0 to 20265438+February 23rd 0 (9: 30 am-1:30 am; 13:00- 17:00 pm), the professional staff of provident fund are stationed in Dalian State-owned Housing Management Group Co., Ltd., and buyers can go to the company for consultation.
Address:No. 16- 1 Shuixian Street, Xigang District, Dalian.
Other inquiry channels
(1) WeChat official account search "Dalian Housing Provident Fund Management Center", pay attention to WeChat official account and log in, then you can try the loan amount yourself.
(2) Log on to the website of Dalian Housing Provident Fund Management Center and click "Individual User Login" to try out the loan amount by yourself.
(3) Download the "Dalian Housing Provident Fund Management Center APP" and try out the loan amount by yourself.
(B) Consulting methods related to commercial loans
Address: 3rd floor, China Construction Bank,No. Hongqi Middle Road 174, Ganjingzi District, west of Malan Square1.5km.
2. Consultation of Dalian State-owned Housing Management Group Co., Ltd.: 20265438+February 22nd 0 to 20265438+February 26th 0 (8: 30 am-1:30 am; 13:00- 17:00), professionals from China Construction Bank are stationed in Dalian State-owned Housing Management Group Co., Ltd., and buyers can go to the company for consultation.
(3) Portfolio loan
As the portfolio loan involves both the provident fund and the lending bank, customers are advised to consult at the same time from February 22, 2002/kloc-0 to February 26, 2002/kloc-0 (9: 30 am-1:30 am; 13:00- 17:00 p.m.) Go to Dalian State-owned Housing Management Group Co., Ltd. for face-to-face consultation, or go to the above-mentioned lending institutions for consultation before the signing date.
Matters needing attention before loan consultation
1. Borrowers can inquire by themselves, married borrowers can inquire by themselves or their spouses, and parents or children cannot inquire on their behalf;
2. The borrower must bring his original ID card and detailed personal credit report when he arrives; Married borrowers are required to bring the original identity documents of both husband and wife, detailed personal credit reports of both parties and the original marriage certificate, and truthfully inform the following information:
(1) The marital status of the borrower (used to judge the quasi-loan conditions);
(2)*** The number of buyers and the relationship between buyers and sellers (used to judge the conditions of quasi-loan);
(3) The area of the * * * property house purchased this time (enough to distinguish between 90 square meters and below for determining the loan ratio);
(4) Purchase the share of * * * property rights, that is, the house price corresponding to 60% property rights (used to calculate the loan amount);
(5) The number of housing units owned by the borrower's family in the administrative area of Dalian, including * * * and others (used to judge the loan ratio and loan interest rate);
3. The trial calculation of the pre-loan amount is for reference only, not as the basis for the final loan approval. During this period, the borrower's job changes, personal credit changes, and the information provided is inconsistent with the actual situation, which will affect the final approval of the provident fund loan.
Matters needing attention in signing Dalian * * * property house sales contract
2. When signing the contract, you should bring the original ID card and three copies;
3. Bring the subscription book and subscription receipt signed at the time of subscription.
Consultation time: 8:30- 17:00 on working days. (8: 30 am-165438+0: 30 pm-17: 00 pm)