The term of bank wealth management products is generally fixed, and the yield is generally higher than that of deposits and government bonds, but the liquidity is poor and must be held until maturity. In most cases, there is no need to worry about security, because there is bank credit in it. Bank financing is generally suitable for the investment period within one year. The starting amount is 50,000,654.38+10,000,300,000, which is relatively high.
Second, P2P financial products.
Due to the outstanding advantages of P2P wealth management products, such as low investment threshold, relatively low related expenses and high expected annual income, online lending platforms such as Tuotian Express Loan have gradually attracted investors' attention.