1, Alipay Ant Borrow (version 10.2.33.80000)
Ant loan is a credit product of Ant Financial. You need a sesame credit score of 600 or above to apply. Interest is calculated on a daily basis, with the daily interest rate of 0.0/kloc-0.5%-0.06%, with a maximum of 300,000 yuan.
2. Auction loan (version 9.9.7)
Auction loan is an ancient loan platform. The better the applicant's credit status, the lower the loan interest rate. The expected annual interest rate per month is about 1% to 2%, and loans are provided from 300,000 to 500,000.
3. Xiaomi loan (version 5.11.0.3822.438+0824)
Xiaomi loan is a credit product launched by Xiaomi Finance and a pure credit unsecured loan product of Xiaomi users. The interest is calculated at the daily interest rate of 0.5%, and the maximum loan is 1 ten thousand yuan.
4.JD.COM gold bars
JD.COM Gold Bar is a credit product of Jingdong Finance (Version 6.2.40), and another product of Jingdong Finance, JD.COM White Bar, is very popular. The maximum loan amount of JD.COM gold bars is 200,000 yuan, and the daily interest rate is between 0.04% and 0.095%.
Second, bank loans.
1, fast loan from China Construction Bank
The personal credit loan products of China Construction Bank are mainly "quick loans". The fast loan of China Construction Bank can provide you with a credit of up to 5 million yuan, mainly for online application, covering withdrawal and shopping.
2. ICBC financing electronic loans
China Industrial and Commercial Bank Rong Loan ranks second in the latest top ten bank credit loan list. ICBC Financial E-loan can provide you with loans as low as 600 yuan and as high as 800,000 yuan, with a service life of 5 years.
3. Electronic loan of China Merchants Bank.
E-loan of China Merchants Bank is a bank credit loan product specially provided for credit card users of China Merchants Bank. The loan amount can reach 300 thousand, which can be borrowed and repaid at any time, and the speed of making money is also very fast
4. E-commerce loan from China Bank.
Bank of China E-loan is an online loan product of China Bank. The whole process can be applied through the network. The loan amount can reach 300,000 yuan, and the service life is 12 months.
5. Bank of Communications Xiang Hao Loan
Bank of Communications Xiang Hao Loan ranks fifth among the top ten banks in terms of credit loans. Bank of Communications enjoys a pure credit loan, the amount of which depends on the borrower's situation, and the repayment period is 3-24 cycles.
6. Minsheng Bank consumes small loans.
Minsheng Bank's consumer microfinance is a series of loan products launched by Minsheng Bank. You can rely on your own social security and salary. Apply for a credit loan such as a tax bill.
7. CITIC Bank Credit Secondary Loan
CITIC Bank Credit ranks second and seventh in the latest top ten bank credit loan rankings. The second credit loan of CITIC Bank can provide qualified customers with a loan of up to 300,000 yuan, with the shortest loan term of 1 month and the longest loan term of 12 months.
8. Shanghai Pudong Development Bank Integral Loan
Pudong Development Bank can provide loans of up to 300,000 yuan for people aged 18-60. The treatment process only takes about 3-5 minutes.
9. Online fast loan of Agricultural Bank of China.
China Agricultural Bank's online fast loan is mainly for specific customers, and it can only be applied after the Agricultural Bank of China handles the housing loan. Agricultural Bank of China's online agile loan, with its advantages of online application, quick approval and repayment at any time, ranks ninth among the top ten banks.